:root {
  --ink: #191917;
  --ink-soft: #34332f;
  --paper: #f5f5f1;
  --paper-warm: #ecebe4;
  --white: #ffffff;
  --orange: #ff8c00;
  --orange-bright: #ffa31a;
  --orange-soft: #fff0d8;
  --line: #deded6;
  --muted: #62615b;
  --status-accent: #ff8c00;
  --menu-accent: #ff8c00;
  --shadow: 0 18px 55px rgba(31, 29, 22, 0.08);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-family: ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji",
    "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";
  line-height: 1.5;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: inherit;
  line-height: inherit;
  -webkit-font-smoothing: antialiased;
}

body.admin-bar .site-header {
  top: 32px;
}

body.ko-menu-open {
  overflow: hidden;
}

.ko-extra-offer,
.ko-filter-hidden {
  display: none !important;
}

.ko-extra-offer.is-visible {
  display: grid !important;
}

.cookie-banner[hidden] {
  display: none;
}

.ko-empty-state {
  padding: 32px;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: var(--white);
  color: var(--muted);
  text-align: center;
}

.wp-block-image,
.post-navigation,
.navigation {
  max-width: 100%;
}

.ko-basic-loop {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.ko-basic-loop h2 {
  margin: 0 0 14px;
  font-size: 22px;
}

.ko-faq-answer {
  max-width: 720px;
  margin: -2px 58px 22px 73px;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.75;
}

.ko-faq-answer p {
  margin: 0;
}

.detail-about-lead.ko-detail-about-no-image {
  grid-template-columns: minmax(0, 1fr);
  margin-bottom: 42px;
}

.ko-detail-content {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.ko-detail-content article > div {
  width: 100%;
}

.ko-detail-content .section-prose {
  color: var(--muted);
  font-size: 15px;
  line-height: 1.7;
}

.ko-detail-content .section-prose h2,
.ko-detail-content .section-prose h3 {
  margin: 30px 0 13px;
  color: var(--ink);
  font-size: 21px;
  line-height: 1.3;
}

.ko-detail-content .section-prose p,
.ko-detail-content .section-prose li {
  font-size: 15px;
  line-height: 1.7;
}

.ko-detail-content .section-prose img,
.ko-detail-content .section-prose picture,
.ko-detail-content .section-prose iframe {
  display: none !important;
}

.detail-review-form input[type="email"] {
  width: 100%;
}

@media (max-width: 782px) {
  body.admin-bar .site-header {
    top: 46px;
  }
}

@media (max-width: 900px) {
  .ko-basic-loop,
  .ko-detail-content {
    grid-template-columns: 1fr;
  }

  .ko-detail-content.detail-story-grid article {
    display: block;
  }
}

button,
input,
textarea,
select {
  font: inherit;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input {
  color: inherit;
}

button {
  border: 0;
}

img {
  display: block;
  max-width: 100%;
}

.page-shell {
  width: min(1240px, calc(100% - 40px));
  margin: 0 auto;
}

.section-pad {
  padding: 104px 0;
}

.site-header {
  position: sticky;
  z-index: 50;
  top: 0;
  padding: 8px 12px 0;
  background: rgba(245, 245, 241, 0.92);
  backdrop-filter: blur(18px);
}

.header-shell {
  position: relative;
  display: grid;
  grid-template-columns: minmax(112px, auto) auto minmax(0, 1fr);
  gap: 30px;
  align-items: center;
  width: min(1500px, 100%);
  min-height: 52px;
  margin: 0 auto;
  padding: 5px 8px 7px;
  border: 1px solid rgba(222, 222, 214, 0.9);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: 0 8px 25px rgba(34, 31, 24, 0.04);
}

.brand {
  display: flex;
  align-items: center;
  gap: 18px;
  min-width: 0;
}

.brand-mark {
  display: grid;
  flex: 0 0 auto;
  gap: 5px;
  width: 112px;
}

.brand-title {
  display: flex;
  align-items: baseline;
  gap: 4px;
  font-family: "Montserrat Alternates", "Avenir Next", "Segoe UI", sans-serif;
  font-size: 15px;
  font-weight: 850;
  line-height: 1;
  letter-spacing: -0.045em;
  white-space: nowrap;
}

.brand-title > span {
  color: var(--ink);
}

.brand-title strong {
  position: relative;
  color: var(--orange);
  font-weight: 850;
}

.brand-title strong::after {
  position: absolute;
  top: -2px;
  right: -5px;
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: var(--orange);
  content: "";
}

.brand-tagline {
  color: #595959;
  font-size: 10px;
  font-weight: 650;
  line-height: 1.1;
  text-align: center;
  text-transform: uppercase;
  letter-spacing: 0.035em;
  white-space: nowrap;
}

.brand-tagline em {
  color: var(--orange);
  font-style: normal;
}

.brand-caption {
  max-width: 160px;
  color: var(--muted);
  font-size: 12px;
  font-weight: 650;
  line-height: 1.35;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.catalog-menu-toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  min-width: 118px;
  height: 38px;
  padding: 0 13px 0 17px;
  border: 2px solid var(--menu-accent);
  border-radius: 999px;
  background: var(--white);
  color: var(--menu-accent);
  font-size: 13px;
  font-weight: 700;
  cursor: pointer;
  transition:
    color 180ms ease,
    background 180ms ease,
    border-color 180ms ease;
}

.catalog-menu-toggle i {
  display: grid;
  gap: 4px;
  width: 22px;
  font-style: normal;
}

.catalog-menu-toggle b {
  display: block;
  width: 22px;
  height: 2px;
  border-radius: 999px;
  background: currentColor;
  transition:
    transform 180ms ease,
    opacity 180ms ease;
}

.catalog-menu-toggle:hover,
.catalog-menu-toggle.is-open {
  background: var(--menu-accent);
  color: var(--white);
}

.catalog-menu-toggle.is-open b:first-child {
  transform: translateY(6px) rotate(45deg);
}

.catalog-menu-toggle.is-open b:nth-child(2) {
  opacity: 0;
}

.catalog-menu-toggle.is-open b:last-child {
  transform: translateY(-6px) rotate(-45deg);
}

.quick-nav {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: clamp(16px, 2vw, 30px);
  min-width: 0;
  white-space: nowrap;
}

.quick-nav a {
  color: var(--menu-accent);
  font-size: 14px;
  font-weight: 650;
  text-decoration: underline;
  text-decoration-color: rgba(255, 140, 0, 0.42);
  text-underline-offset: 3px;
  transition:
    color 180ms ease,
    text-decoration-color 180ms ease;
}

.quick-nav a:hover {
  color: var(--orange);
  text-decoration-color: currentColor;
}

.risk-note {
  width: min(1500px, 100%);
  margin: 0 auto;
  padding: 8px 14px 7px;
  border-bottom: 1px solid rgba(222, 222, 214, 0.9);
  color: #77766f;
  font-size: 13px;
  line-height: 1.35;
  text-align: center;
}

.mega-menu-wrap {
  width: min(1500px, 100%);
  max-height: 0;
  margin: 0 auto;
  overflow: hidden;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-6px);
  transition:
    max-height 320ms ease,
    opacity 180ms ease,
    transform 250ms ease,
    visibility 0s linear 320ms;
}

.mega-menu-wrap.is-open {
  max-height: calc(100vh - 116px);
  overflow-y: auto;
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
  transition:
    max-height 320ms ease,
    opacity 180ms ease,
    transform 250ms ease,
    visibility 0s;
}

.mega-menu {
  position: relative;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  grid-template-areas:
    "method borrower age"
    "history speed amount"
    "term features amount";
  gap: 32px 58px;
  margin: 9px 0 0;
  padding: 22px 26px 30px;
  border: 1px solid var(--menu-accent);
  border-radius: 7px;
  background: var(--white);
  box-shadow: 0 24px 55px rgba(25, 25, 23, 0.12);
}

.mega-menu-close {
  position: absolute;
  z-index: 2;
  top: 8px;
  right: 8px;
  width: 36px;
  height: 36px;
  background: transparent;
  color: #3d3d39;
  cursor: pointer;
}

.mega-menu-close span {
  position: absolute;
  top: 17px;
  left: 7px;
  width: 25px;
  height: 2px;
  border-radius: 2px;
  background: currentColor;
}

.mega-menu-close span:first-child {
  transform: rotate(45deg);
}

.mega-menu-close span:last-child {
  transform: rotate(-45deg);
}

.mega-menu-close:hover {
  color: var(--orange);
}

.mega-group-method {
  grid-area: method;
}

.mega-group-history {
  grid-area: history;
}

.mega-group-term {
  grid-area: term;
}

.mega-group-borrower {
  grid-area: borrower;
}

.mega-group-speed {
  grid-area: speed;
}

.mega-group-features {
  grid-area: features;
}

.mega-group-age {
  grid-area: age;
}

.mega-group-amount {
  grid-area: amount;
}

.mega-group h2 {
  margin: 0 0 17px;
  color: #71716d;
  font-size: 13px;
  font-weight: 800;
  line-height: 1.25;
}

.mega-links {
  display: flex;
  flex-wrap: wrap;
  gap: 18px 26px;
}

.mega-links a {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  min-height: 27px;
  color: var(--menu-accent);
  font-size: 14px;
  font-weight: 550;
  line-height: 1.25;
  text-decoration: underline;
  text-decoration-color: rgba(255, 140, 0, 0.48);
  text-underline-offset: 3px;
  transition:
    color 180ms ease,
    transform 180ms ease;
}

.mega-links a:hover {
  color: var(--orange);
  transform: translateY(-1px);
}

.mega-links img {
  width: 25px;
  height: 25px;
  object-fit: contain;
}

.mega-group-features .mega-links {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, max-content));
}

.hero {
  position: relative;
  isolation: isolate;
  min-height: 660px;
  margin: 12px;
  overflow: hidden;
  border-radius: 34px;
  background: var(--ink);
  color: var(--white);
}

.hero::before {
  position: absolute;
  inset: 0;
  z-index: -2;
  background:
    linear-gradient(rgba(255, 255, 255, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.035) 1px, transparent 1px);
  background-size: 64px 64px;
  content: "";
  mask-image: linear-gradient(to right, #000, transparent 80%);
}

.hero-glow {
  position: absolute;
  z-index: -1;
  border-radius: 50%;
  filter: blur(10px);
}

.hero-glow-one {
  top: -210px;
  right: -150px;
  width: 560px;
  height: 560px;
  background: radial-gradient(circle, rgba(255, 140, 0, 0.46), transparent 68%);
}

.hero-glow-two {
  bottom: -280px;
  left: 28%;
  width: 560px;
  height: 560px;
  background: radial-gradient(circle, rgba(255, 140, 0, 0.16), transparent 68%);
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(380px, 0.7fr);
  gap: 84px;
  align-items: center;
  min-height: 660px;
  padding: 86px 0;
}

.eyebrow {
  display: flex;
  align-items: center;
  gap: 11px;
  margin-bottom: 24px;
  color: #b8b7b0;
  font-size: 13px;
  font-weight: 750;
  text-transform: uppercase;
  letter-spacing: 0.16em;
}

.eyebrow span {
  width: 9px;
  height: 9px;
  border: 2px solid var(--orange);
  border-radius: 50%;
  box-shadow: 0 0 0 5px rgba(255, 140, 0, 0.12);
}

.hero-copy h1 {
  max-width: 760px;
  margin: 0;
  font-size: clamp(48px, 6vw, 84px);
  font-weight: 720;
  line-height: 0.99;
  letter-spacing: -0.055em;
}

.hero-copy h1 em {
  color: var(--orange);
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 500;
}

.hero-copy > p {
  max-width: 620px;
  margin: 30px 0 0;
  color: #c9c8c0;
  font-size: 17px;
  line-height: 1.72;
}

.hero-proof {
  display: flex;
  gap: 0;
  margin-top: 48px;
}

.hero-proof div {
  display: grid;
  min-width: 148px;
  padding-right: 28px;
  border-right: 1px solid rgba(255, 255, 255, 0.13);
}

.hero-proof div + div {
  padding-left: 28px;
}

.hero-proof div:last-child {
  border: 0;
}

.hero-proof strong {
  font-size: 25px;
  font-weight: 750;
}

.hero-proof span {
  margin-top: 5px;
  color: #95948d;
  font-size: 12px;
  font-weight: 650;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.loan-picker {
  position: relative;
  padding: 30px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 29px;
  background: rgba(255, 255, 255, 0.085);
  box-shadow: 0 35px 90px rgba(0, 0, 0, 0.22);
  backdrop-filter: blur(18px);
}

.picker-topline {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 34px;
  font-size: 17px;
  font-weight: 750;
}

.live-dot {
  position: relative;
  padding-left: 16px;
  color: #aaa9a3;
  font-size: 11px;
  font-weight: 650;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.live-dot::before {
  position: absolute;
  top: 50%;
  left: 0;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--status-accent);
  box-shadow: 0 0 0 4px rgba(255, 140, 0, 0.15);
  content: "";
  transform: translateY(-50%);
}

.picker-field {
  margin-bottom: 29px;
}

.picker-field > div:first-child,
.range-labels {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.picker-field label {
  color: #aaa9a3;
  font-size: 14px;
}

.picker-field strong {
  font-size: 22px;
}

.picker-field input {
  width: 100%;
  height: 4px;
  margin: 21px 0 8px;
  border-radius: 99px;
  appearance: none;
  background: linear-gradient(
    to right,
    var(--orange) 0,
    var(--orange) var(--range),
    rgba(255, 255, 255, 0.16) var(--range),
    rgba(255, 255, 255, 0.16) 100%
  );
}

.picker-field input::-webkit-slider-thumb {
  width: 20px;
  height: 20px;
  border: 5px solid var(--white);
  border-radius: 50%;
  appearance: none;
  background: var(--orange);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.3);
  cursor: pointer;
}

.picker-field input::-moz-range-thumb {
  width: 12px;
  height: 12px;
  border: 5px solid var(--white);
  border-radius: 50%;
  background: var(--orange);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.3);
  cursor: pointer;
}

.range-labels {
  color: #77766f;
  font-size: 11px;
}

.primary-button,
.apply-button {
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-radius: 17px;
  background: var(--orange);
  color: var(--ink);
  font-weight: 800;
  transition:
    background 180ms ease,
    transform 180ms ease;
}

.primary-button {
  padding: 18px 20px;
  font-size: 13px;
}

.primary-button span,
.apply-button span {
  display: grid;
  place-items: center;
  width: 27px;
  height: 27px;
  border-radius: 50%;
  background: var(--ink);
  color: var(--white);
}

.primary-button:hover,
.apply-button:hover {
  background: var(--orange-bright);
  transform: translateY(-2px);
}

.picker-note {
  margin: 16px 0 0;
  color: #83827b;
  font-size: 11px;
  text-align: center;
}

.trust-strip {
  background: var(--orange);
}

.trust-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  min-height: 76px;
}

.trust-row span {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border-right: 1px solid rgba(25, 25, 23, 0.18);
  font-size: 13px;
  font-weight: 750;
  text-align: center;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.trust-row span::before {
  display: grid;
  place-items: center;
  width: 20px;
  height: 20px;
  border: 1px solid var(--ink);
  border-radius: 50%;
  content: "✓";
  font-size: 13px;
}

.trust-row span:last-child {
  border-right: 0;
}

.section-heading {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 50px;
  margin-bottom: 48px;
}

.section-heading > div:first-child {
  max-width: 780px;
}

.section-heading h2,
.why-lead h2,
.faq-intro h2,
.article-grid aside h2 {
  margin: 12px 0 0;
  font-size: clamp(36px, 4.4vw, 61px);
  font-weight: 720;
  line-height: 1.06;
  letter-spacing: -0.045em;
}

.section-heading > p {
  max-width: 400px;
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.65;
}

.section-kicker {
  display: inline-block;
  color: #a15b00;
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.14em;
}

.category-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}

.category-card {
  position: relative;
  display: grid;
  grid-template-columns: 58px 1fr auto;
  gap: 14px;
  align-items: center;
  min-height: 92px;
  padding: 14px;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.65);
  transition:
    border 180ms ease,
    background 180ms ease,
    transform 180ms ease;
}

.category-card:hover {
  border-color: var(--orange);
  background: var(--white);
  transform: translateY(-3px);
}

.category-icon {
  display: grid;
  place-items: center;
  width: 58px;
  height: 58px;
  border-radius: 17px;
  background: var(--paper-warm);
}

.category-icon img {
  width: 37px;
  height: 37px;
  object-fit: contain;
}

.category-card strong {
  font-size: 14px;
  line-height: 1.35;
}

.category-arrow {
  display: grid;
  place-items: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--white);
  color: var(--muted);
  font-size: 14px;
}

.offers-section {
  border-radius: 38px 38px 0 0;
  background: var(--white);
}

.offers-heading {
  align-items: end;
}

.filter-tabs {
  display: flex;
  gap: 5px;
  padding: 5px;
  border-radius: 99px;
  background: var(--paper);
}

.filter-tabs button {
  padding: 11px 16px;
  border-radius: 99px;
  background: transparent;
  color: var(--muted);
  font-size: 12px;
  font-weight: 750;
  cursor: pointer;
}

.filter-tabs button.active {
  background: var(--ink);
  color: var(--white);
}

.offer-list {
  display: grid;
  gap: 12px;
}

.offer-card {
  position: relative;
  display: grid;
  grid-template-columns: 46px minmax(265px, 1.2fr) minmax(330px, 1.3fr) 225px;
  gap: 24px;
  align-items: center;
  min-height: 180px;
  padding: 28px 28px 46px;
  overflow: hidden;
  border: 1px solid #e5e5dd;
  border-radius: 25px;
  background: #fbfbf8;
  transition:
    border 180ms ease,
    box-shadow 180ms ease,
    transform 180ms ease;
}

.offer-card:hover {
  border-color: #cfcfc3;
  box-shadow: var(--shadow);
  transform: translateY(-2px);
}

.offer-index {
  align-self: start;
  color: #bab9b1;
  font-size: 13px;
  font-weight: 800;
}

.offer-company {
  position: relative;
  display: grid;
  grid-template-columns: 102px 1fr;
  gap: 17px;
  align-items: center;
}

.free-label {
  position: absolute;
  top: -27px;
  left: 0;
  color: #a15b00;
  font-size: 10px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.09em;
}

.logo-frame {
  display: grid;
  place-items: center;
  height: 68px;
  padding: 10px;
  border: 1px solid #e6e6df;
  border-radius: 16px;
  background: var(--white);
}

.logo-frame img {
  width: 100%;
  max-height: 46px;
  object-fit: contain;
}

.offer-detail-logo,
.offer-detail-name {
  transition:
    color 180ms ease,
    border-color 180ms ease,
    transform 180ms ease;
}

.offer-detail-logo:hover {
  border-color: var(--orange);
  transform: translateY(-2px);
}

.offer-detail-name:hover {
  color: var(--orange);
}

.offer-company h3 {
  margin: 0;
  font-size: 16px;
}

.offer-company p {
  margin: 7px 0 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.45;
}

.offer-terms {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  margin: 0;
}

.offer-finance {
  min-width: 0;
}

.offer-terms div {
  padding: 3px 18px;
  border-left: 1px solid #e2e2da;
}

.offer-terms dt {
  display: flex;
  gap: 6px;
  align-items: center;
  margin-bottom: 7px;
  color: var(--muted);
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.07em;
}

.offer-terms dt img {
  flex: 0 0 auto;
  width: 19px;
  height: 19px;
}

.offer-terms dd {
  margin: 0;
  font-size: 14px;
  font-weight: 750;
  white-space: nowrap;
}

.offer-action {
  align-self: stretch;
}

.apply-button {
  padding: 13px 15px;
  font-size: 13px;
}

.apply-button span {
  width: 25px;
  height: 25px;
}

.offer-links {
  display: flex;
  justify-content: space-between;
  margin-top: 14px;
}

.offer-links a {
  color: var(--muted);
  font-size: 11px;
  font-weight: 650;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.offer-license {
  position: absolute;
  right: 28px;
  bottom: 14px;
  left: 98px;
  margin: 0;
  color: #aaa9a1;
  font-size: 10px;
}

.show-more {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: min(440px, 100%);
  margin: 32px auto 0;
  padding: 16px 18px 16px 24px;
  border: 1px solid var(--ink);
  border-radius: 18px;
  background: transparent;
  font-size: 13px;
  font-weight: 750;
  cursor: pointer;
}

.show-more > span[aria-hidden="true"] {
  display: grid;
  place-items: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--ink);
  color: var(--white);
}

.show-more > [data-show-label] {
  display: block;
  width: auto;
  height: auto;
  border-radius: 0;
  background: transparent;
  color: inherit;
}

.why-section {
  background: var(--ink);
  color: var(--white);
}

.why-lead {
  display: grid;
  grid-template-columns: 180px minmax(0, 1.5fr) minmax(260px, 0.65fr);
  gap: 45px;
  align-items: start;
  margin-bottom: 70px;
}

.section-kicker-dark {
  color: var(--orange);
  line-height: 1.6;
}

.why-lead h2 {
  margin-top: 0;
}

.why-lead > p {
  margin: 0;
  color: #a4a39c;
  font-size: 14px;
  line-height: 1.7;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  border-bottom: 1px solid rgba(255, 255, 255, 0.14);
}

.steps-grid article {
  position: relative;
  min-height: 260px;
  padding: 34px 40px 36px 0;
  border-right: 1px solid rgba(255, 255, 255, 0.14);
}

.steps-grid article + article {
  padding-left: 40px;
}

.steps-grid article:last-child {
  border-right: 0;
}

.steps-grid article > span {
  color: #77766f;
  font-size: 12px;
  font-weight: 800;
}

.step-mark {
  display: inline-flex;
  margin-left: 16px;
  padding: 7px 10px;
  border: 1px solid rgba(255, 140, 0, 0.45);
  border-radius: 99px;
  color: var(--orange);
  font-size: 10px;
  font-weight: 750;
  text-transform: uppercase;
  letter-spacing: 0.09em;
}

.steps-grid h3 {
  margin: 75px 0 12px;
  font-size: 21px;
}

.steps-grid p {
  max-width: 290px;
  margin: 0;
  color: #9e9d96;
  font-size: 14px;
  line-height: 1.65;
}

.top-three {
  background: var(--paper-warm);
}

.editor-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 17px;
}

.editor-card {
  padding: 26px;
  border: 1px solid #d9d8cf;
  border-radius: 25px;
  background: rgba(255, 255, 255, 0.52);
}

.editor-card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 34px;
}

.editor-card-top > span {
  color: #aaa9a2;
  font-size: 13px;
  font-weight: 800;
}

.editor-card .logo-frame {
  width: 122px;
}

.editor-card h3 {
  margin: 0;
  font-size: 25px;
}

.editor-card > p {
  min-height: 42px;
  margin: 8px 0 20px;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.5;
}

.editor-card ul {
  display: grid;
  gap: 9px;
  margin: 0;
  padding: 20px 0;
  border-top: 1px solid #d9d8cf;
  border-bottom: 1px solid #d9d8cf;
  list-style: none;
}

.editor-card li {
  color: var(--ink-soft);
  font-size: 13px;
}

.editor-card > a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 20px;
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.editor-card > a span {
  color: var(--orange);
  font-size: 17px;
}

.faq-section {
  background: var(--white);
}

.faq-grid {
  display: grid;
  grid-template-columns: minmax(320px, 0.7fr) minmax(500px, 1.3fr);
  gap: 110px;
  align-items: start;
}

.faq-intro {
  position: sticky;
  top: 115px;
}

.faq-intro p {
  max-width: 420px;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.7;
}

.faq-note {
  display: grid;
  gap: 6px;
  margin-top: 38px;
  padding: 20px;
  border-radius: 18px;
  background: var(--orange-soft);
}

.faq-note strong {
  font-size: 14px;
}

.faq-note span {
  color: #8d6a3f;
  font-size: 12px;
  line-height: 1.5;
}

.accordion {
  border-top: 1px solid var(--line);
}

.accordion details {
  border-bottom: 1px solid var(--line);
}

.accordion summary {
  display: grid;
  grid-template-columns: 1fr 40px;
  gap: 22px;
  align-items: center;
  padding: 25px 0;
  cursor: pointer;
  list-style: none;
}

.accordion summary::-webkit-details-marker {
  display: none;
}

.accordion summary span {
  font-size: 15px;
  font-weight: 700;
  line-height: 1.4;
}

.accordion summary i {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--paper);
  font-size: 21px;
  font-style: normal;
  transition:
    color 180ms ease,
    background 180ms ease,
    transform 180ms ease;
}

.accordion details[open] summary i {
  background: var(--orange);
  transform: rotate(45deg);
}

.accordion details > p {
  max-width: 700px;
  margin: -4px 55px 25px 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.7;
}

.article-section {
  background: var(--paper);
}

.article-grid {
  display: grid;
  grid-template-columns: minmax(320px, 0.75fr) minmax(540px, 1.25fr);
  gap: 100px;
  align-items: start;
}

.article-grid aside {
  position: sticky;
  top: 115px;
}

.article-grid aside nav {
  display: grid;
  gap: 1px;
  margin-top: 32px;
}

.article-grid aside nav a {
  padding: 14px 0;
  border-bottom: 1px solid var(--line);
  color: var(--muted);
  font-size: 13px;
  font-weight: 650;
}

.article-copy {
  display: grid;
}

.article-copy section {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 22px;
  padding: 40px 0;
  border-top: 1px solid var(--line);
}

.article-copy section:last-child {
  border-bottom: 1px solid var(--line);
}

.article-copy section > span {
  color: var(--orange);
  font-size: 13px;
  font-weight: 800;
}

.article-copy h3 {
  margin: 0 0 18px;
  font-size: 25px;
  line-height: 1.2;
}

.article-copy p {
  margin: 0 0 12px;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.8;
}

.reviews-section {
  background: var(--orange);
}

.reviews-section .section-kicker {
  color: #6f3c00;
}

.reviews-section .section-heading > p {
  color: rgba(25, 25, 23, 0.7);
}

.review-editorial-note {
  display: inline-flex;
  align-items: center;
  margin: -8px 0 20px;
  padding: 8px 12px;
  border: 1px solid rgba(25, 25, 23, 0.16);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.22);
  color: rgba(25, 25, 23, 0.68);
  font-size: 13px;
  line-height: 1.45;
}

.review-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}

.review-grid article {
  min-height: 260px;
  padding: 25px;
  border: 1px solid rgba(25, 25, 23, 0.18);
  border-radius: 23px;
  background: rgba(255, 255, 255, 0.24);
}

.review-meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.review-meta strong {
  font-size: 14px;
}

.review-meta span {
  color: rgba(25, 25, 23, 0.62);
  font-size: 11px;
}

.stars {
  margin-top: 34px;
  font-size: 14px;
  letter-spacing: 0.16em;
}

.review-grid p {
  margin: 22px 0 0;
  font-size: 13px;
  line-height: 1.7;
}

.media-section {
  background: var(--paper);
}

.media-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 15px;
}

.media-card {
  position: relative;
  min-height: 380px;
  padding: 38px;
  overflow: hidden;
  border-radius: 28px;
}

.media-card::after {
  position: absolute;
  right: -30px;
  bottom: -60px;
  width: 240px;
  height: 240px;
  border: 1px solid currentColor;
  border-radius: 50%;
  content: "";
  opacity: 0.12;
  box-shadow:
    0 0 0 35px transparent,
    0 0 0 36px currentColor,
    0 0 0 72px transparent,
    0 0 0 73px currentColor;
}

.media-card-news {
  background: var(--ink);
  color: var(--white);
}

.media-card-articles {
  background: var(--paper-warm);
}

.media-label {
  display: inline-block;
  padding: 7px 11px;
  border: 1px solid currentColor;
  border-radius: 99px;
  font-size: 11px;
  font-weight: 750;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  opacity: 0.7;
}

.media-card h3 {
  max-width: 480px;
  margin: 55px 0 18px;
  font-size: 34px;
  line-height: 1.08;
  letter-spacing: -0.04em;
}

.media-card p {
  max-width: 420px;
  color: inherit;
  font-size: 14px;
  line-height: 1.65;
  opacity: 0.65;
}

.media-card a {
  position: absolute;
  bottom: 38px;
  left: 38px;
  z-index: 1;
  display: flex;
  gap: 10px;
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

.media-card a span {
  color: var(--orange);
  font-size: 16px;
}

.site-footer {
  padding: 80px 0 24px;
  border-radius: 38px 38px 0 0;
  background: var(--ink);
  color: var(--white);
}

.footer-top {
  display: flex;
  justify-content: space-between;
  gap: 60px;
  padding-bottom: 70px;
}

.footer-brand .brand-mark {
  width: 132px;
}

.footer-brand .brand-title {
  font-size: 18px;
}

.footer-brand .brand-title > span,
.footer-brand .brand-tagline {
  color: var(--white);
}

.footer-brand .brand-caption {
  color: #8e8d86;
}

.footer-links {
  display: grid;
  grid-template-columns: repeat(2, 160px);
  gap: 50px;
}

.footer-links > div {
  display: grid;
  align-content: start;
  gap: 12px;
}

.footer-links strong {
  margin-bottom: 5px;
  color: #6e6d67;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

.footer-links a {
  color: #d1d0ca;
  font-size: 13px;
}

.footer-disclaimer {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  padding: 35px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.footer-disclaimer p {
  margin: 0;
  color: #77766f;
  font-size: 10px;
  line-height: 1.7;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  padding-top: 23px;
  color: #77766f;
  font-size: 11px;
}

.cookie-banner {
  position: fixed;
  z-index: 100;
  right: 18px;
  bottom: 18px;
  display: flex;
  align-items: center;
  gap: 22px;
  max-width: 500px;
  padding: 15px 15px 15px 21px;
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: 18px;
  background: rgba(25, 25, 23, 0.96);
  color: var(--white);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.24);
  backdrop-filter: blur(16px);
}

.cookie-banner p {
  margin: 0;
  color: #b6b5ae;
  font-size: 12px;
  line-height: 1.45;
}

.cookie-banner button {
  flex: 0 0 auto;
  padding: 11px 17px;
  border-radius: 12px;
  background: var(--orange);
  font-size: 12px;
  font-weight: 800;
  cursor: pointer;
}

@media (max-width: 1120px) {
  .header-shell {
    grid-template-columns: 1fr auto;
    gap: 10px 20px;
  }

  .catalog-menu-toggle {
    justify-self: end;
  }

  .quick-nav {
    grid-column: 1 / -1;
    justify-content: flex-start;
    padding: 1px 4px 5px;
    overflow-x: auto;
  }

  .mega-menu {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    grid-template-areas:
      "method borrower"
      "age history"
      "speed amount"
      "term features";
    gap: 30px 45px;
  }

  .mega-group-features .mega-links {
    grid-template-columns: 1fr;
  }

  .hero-grid {
    gap: 45px;
  }

  .category-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .offer-card {
    grid-template-columns: 36px minmax(250px, 1fr) minmax(300px, 1fr);
  }

  .offer-action {
    grid-column: 2 / -1;
    display: grid;
    grid-template-columns: 225px 1fr;
    gap: 20px;
    align-items: center;
  }

  .offer-links {
    justify-content: flex-start;
    gap: 25px;
    margin: 0;
  }

  .offer-license {
    left: 88px;
  }
}

@media (max-width: 900px) {
  .section-pad {
    padding: 80px 0;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    padding: 75px 0;
  }

  .hero-copy {
    text-align: center;
  }

  .eyebrow,
  .hero-proof {
    justify-content: center;
  }

  .hero-copy > p {
    margin-right: auto;
    margin-left: auto;
  }

  .loan-picker {
    width: min(570px, 100%);
    margin: 0 auto;
  }

  .trust-row {
    grid-template-columns: 1fr 1fr;
  }

  .trust-row span {
    min-height: 68px;
    border-bottom: 1px solid rgba(25, 25, 23, 0.18);
  }

  .category-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .section-heading {
    display: grid;
  }

  .filter-tabs {
    width: max-content;
  }

  .offer-card {
    grid-template-columns: 34px 1fr;
  }

  .offer-terms,
  .offer-action {
    grid-column: 2;
  }

  .offer-action {
    grid-template-columns: minmax(180px, 225px) 1fr;
  }

  .why-lead {
    grid-template-columns: 1fr;
  }

  .steps-grid {
    grid-template-columns: 1fr;
  }

  .steps-grid article,
  .steps-grid article + article {
    min-height: auto;
    padding: 28px 0;
    border-right: 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.14);
  }

  .steps-grid article:last-child {
    border-bottom: 0;
  }

  .steps-grid h3 {
    margin-top: 35px;
  }

  .editor-grid,
  .review-grid {
    grid-template-columns: 1fr;
  }

  .faq-grid,
  .article-grid {
    grid-template-columns: 1fr;
    gap: 55px;
  }

  .faq-intro,
  .article-grid aside {
    position: static;
  }
}

@media (max-width: 640px) {
  .page-shell {
    width: min(100% - 24px, 1240px);
  }

  .section-pad {
    padding: 64px 0;
  }

  .site-header {
    padding: 7px 7px 0;
  }

  .header-shell {
    min-height: 62px;
    padding: 7px 8px 7px 15px;
    border-radius: 19px;
  }

  .brand {
    gap: 8px;
  }

  .brand-mark {
    width: 94px;
  }

  .brand-title {
    font-size: 13px;
  }

  .brand-tagline {
    font-size: 9px;
  }

  .brand-caption {
    max-width: 125px;
    font-size: 10px;
  }

  .catalog-menu-toggle {
    min-width: 100px;
    height: 36px;
    padding: 0 11px 0 14px;
    font-size: 13px;
  }

  .catalog-menu-toggle i,
  .catalog-menu-toggle b {
    width: 19px;
  }

  .quick-nav {
    display: none;
  }

  .risk-note {
    padding: 6px 10px;
    font-size: 10px;
  }

  .mega-menu-wrap.is-open {
    max-height: calc(100vh - 94px);
  }

  .mega-menu {
    display: block;
    margin-top: 6px;
    padding: 20px 17px 26px;
    border-radius: 6px;
  }

  .mega-group + .mega-group {
    margin-top: 28px;
  }

  .mega-group h2 {
    margin-bottom: 13px;
  }

  .mega-links,
  .mega-group-features .mega-links {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 13px 14px;
  }

  .mega-links a {
    align-items: flex-start;
    font-size: 12px;
  }

  .mega-links img {
    width: 22px;
    height: 22px;
  }

  .hero {
    margin: 7px;
    border-radius: 24px;
  }

  .hero-grid {
    min-height: auto;
    padding: 65px 0 55px;
  }

  .hero-copy h1 {
    font-size: clamp(43px, 15vw, 64px);
  }

  .hero-copy > p {
    font-size: 14px;
  }

  .hero-proof {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    width: 100%;
  }

  .hero-proof div,
  .hero-proof div + div {
    min-width: 0;
    padding: 0 10px;
  }

  .hero-proof strong {
    font-size: 19px;
  }

  .hero-proof span {
    font-size: 10px;
  }

  .loan-picker {
    padding: 22px;
    border-radius: 23px;
  }

  .picker-topline {
    font-size: 15px;
  }

  .live-dot {
    font-size: 10px;
  }

  .trust-row {
    grid-template-columns: 1fr;
  }

  .trust-row span {
    justify-content: flex-start;
    padding-left: 18px;
    border-right: 0;
  }

  .section-heading {
    gap: 22px;
    margin-bottom: 34px;
  }

  .section-heading h2,
  .why-lead h2,
  .faq-intro h2,
  .article-grid aside h2 {
    font-size: 38px;
  }

  .category-grid {
    grid-template-columns: 1fr;
  }

  .category-card {
    min-height: 80px;
  }

  .category-icon {
    width: 52px;
    height: 52px;
  }

  .filter-tabs {
    width: 100%;
    overflow-x: auto;
  }

  .filter-tabs button {
    flex: 0 0 auto;
  }

  .offer-card {
    grid-template-columns: 1fr;
    gap: 22px;
    padding: 24px 20px 48px;
  }

  .offer-index {
    position: absolute;
    top: 17px;
    right: 18px;
  }

  .offer-company,
  .offer-terms,
  .offer-action {
    grid-column: 1;
  }

  .offer-company {
    grid-template-columns: 92px 1fr;
    padding-top: 16px;
  }

  .offer-terms {
    grid-template-columns: 1fr;
    gap: 0;
    border-top: 1px solid #e2e2da;
  }

  .offer-terms div {
    display: flex;
    justify-content: space-between;
    padding: 13px 0;
    border-bottom: 1px solid #e2e2da;
    border-left: 0;
  }

  .offer-terms dt {
    margin: 0;
  }

  .offer-action {
    display: grid;
    grid-template-columns: 1fr;
  }

  .offer-links {
    justify-content: space-between;
  }

  .offer-license {
    right: 20px;
    left: 20px;
  }

  .why-lead {
    gap: 22px;
  }

  .editor-card h3 {
    font-size: 22px;
  }

  .accordion summary span {
    font-size: 13px;
  }

  .article-copy section {
    grid-template-columns: 34px 1fr;
    gap: 12px;
  }

  .article-copy h3 {
    font-size: 21px;
  }

  .media-grid,
  .footer-disclaimer {
    grid-template-columns: 1fr;
  }

  .media-card {
    min-height: 360px;
    padding: 28px;
  }

  .media-card h3 {
    font-size: 29px;
  }

  .media-card a {
    bottom: 28px;
    left: 28px;
  }

  .footer-top,
  .footer-bottom {
    display: grid;
  }

  .footer-links {
    grid-template-columns: 1fr 1fr;
    gap: 25px;
  }

  .cookie-banner {
    right: 9px;
    bottom: 9px;
    left: 9px;
  }
}

.section-page {
  background: var(--paper);
}

.section-breadcrumbs {
  display: flex;
  align-items: center;
  gap: 10px;
  padding-top: 19px;
  padding-bottom: 12px;
  color: var(--muted);
  font-size: 12px;
  font-weight: 650;
}

.section-breadcrumbs a {
  text-decoration: underline;
  text-underline-offset: 3px;
}

.section-breadcrumbs span:last-child {
  color: var(--ink);
}

.section-page-hero {
  position: relative;
  isolation: isolate;
  margin: 0 12px 12px;
  overflow: hidden;
  border-radius: 34px;
  background:
    radial-gradient(circle at 12% 20%, rgba(255, 140, 0, 0.2), transparent 30%),
    radial-gradient(circle at 86% 82%, rgba(255, 163, 26, 0.12), transparent 27%),
    var(--ink);
  color: var(--white);
}

.section-page-hero::after {
  position: absolute;
  z-index: -1;
  right: -90px;
  bottom: -150px;
  width: 420px;
  height: 420px;
  border: 1px solid rgba(255, 255, 255, 0.09);
  border-radius: 50%;
  content: "";
}

.section-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(390px, 0.85fr);
  gap: 75px;
  align-items: center;
  min-height: 560px;
  padding-top: 70px;
  padding-bottom: 70px;
}

.section-hero-copy {
  max-width: 710px;
}

.section-hero-copy h1 {
  max-width: 680px;
  margin: 18px 0 25px;
  font-family: "Montserrat Alternates", "Avenir Next", "Segoe UI", sans-serif;
  font-size: clamp(45px, 5.1vw, 75px);
  font-weight: 850;
  line-height: 0.98;
  letter-spacing: -0.055em;
}

.section-hero-copy h1 em {
  color: var(--orange);
  font-style: normal;
}

.section-template-copy {
  max-width: 680px;
  padding: 16px;
  border: 1px solid rgba(255, 140, 0, 0.42);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.055);
}

.section-template-lead {
  margin: 0;
  color: #c9c8c0;
  font-size: 13px;
  line-height: 1.65;
}

.section-template-lead strong {
  color: var(--orange);
  font-weight: 850;
}

.section-template-stats {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 7px;
  margin: 13px 0 0;
}

.section-template-stats div {
  min-width: 0;
  padding: 11px 10px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 11px;
  background: rgba(255, 255, 255, 0.06);
}

.section-template-stats dt {
  margin-bottom: 5px;
  color: #8e8d86;
  font-size: 10px;
  font-weight: 750;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.section-template-stats dd {
  margin: 0;
  color: var(--white);
  font-size: 13px;
  font-weight: 800;
  line-height: 1.25;
  white-space: nowrap;
}

.section-template-promo {
  display: flex;
  align-items: center;
  gap: 7px;
  margin: 12px 0 0;
  color: #c9c8c0;
  font-size: 11px;
  line-height: 1.4;
}

.section-template-promo > span {
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  min-width: 34px;
  height: 24px;
  border-radius: 99px;
  background: var(--orange);
  color: var(--ink);
  font-size: 12px;
  font-weight: 900;
}

.section-template-promo strong {
  color: var(--white);
}

.section-loan-picker {
  background: rgba(255, 255, 255, 0.09);
}

.section-intro {
  background: var(--paper);
}

.section-intro-grid {
  display: grid;
  grid-template-columns: minmax(300px, 0.75fr) minmax(0, 1.25fr);
  gap: 95px;
  align-items: start;
}

.section-intro h2,
.section-article-title h2 {
  max-width: 520px;
  margin: 15px 0 0;
  font-family: "Montserrat Alternates", "Avenir Next", "Segoe UI", sans-serif;
  font-size: clamp(34px, 4vw, 56px);
  line-height: 1.06;
  letter-spacing: -0.045em;
}

.section-intro-text {
  padding-top: 23px;
}

.section-intro-text p,
.section-prose p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.85;
}

.section-intro-text p + p {
  margin-top: 20px;
}

.section-offers {
  border-radius: 38px;
}

.section-offers .offer-finance {
  min-width: 0;
}

.section-offers .offer-terms {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.section-offers .offer-terms dt {
  display: flex;
  gap: 6px;
  align-items: center;
  margin-bottom: 7px;
  font-size: 10px;
}

.section-offers .offer-terms dt img {
  flex: 0 0 auto;
  width: 19px;
  height: 19px;
}

.section-offers .offer-terms > div {
  padding-right: 10px;
  padding-left: 10px;
}

.section-offers .offer-terms dd {
  font-size: 13px;
}

.offer-psk-line {
  margin: 11px 10px 0;
  padding-top: 9px;
  border-top: 1px solid #e2e2da;
  color: var(--muted);
  font-size: 10px;
  line-height: 1.45;
}

.offer-psk-line strong {
  color: #8f5208;
  font-weight: 850;
}

.offer-psk-line span {
  color: #96958e;
}

.registry-note {
  display: flex;
  align-items: center;
  gap: 17px;
  margin-top: 20px;
  padding: 18px 22px;
  border: 1px solid rgba(255, 140, 0, 0.32);
  border-radius: 18px;
  background: var(--orange-soft);
}

.registry-note img {
  flex: 0 0 auto;
  width: 32px;
  height: 32px;
}

.registry-note p {
  margin: 0;
  color: #6f3c00;
  font-size: 12px;
  font-weight: 650;
  line-height: 1.55;
}

.section-article {
  background: var(--paper-warm);
}

.section-article-grid {
  display: grid;
  grid-template-columns: minmax(300px, 0.75fr) minmax(0, 1.25fr);
  gap: 95px;
}

.section-article-title {
  position: sticky;
  top: 145px;
  align-self: start;
}

.section-prose {
  padding: 38px;
  border-radius: 28px;
  background: rgba(255, 255, 255, 0.62);
}

.section-prose h3 {
  margin: 37px 0 14px;
  font-size: 19px;
}

.section-prose ul {
  display: grid;
  gap: 12px;
  margin: 20px 0 0;
  padding: 0;
  list-style: none;
}

.section-prose li {
  position: relative;
  padding-left: 27px;
  color: var(--ink-soft);
  font-size: 13px;
  line-height: 1.55;
}

.section-prose li::before {
  position: absolute;
  top: 7px;
  left: 0;
  width: 10px;
  height: 10px;
  border-radius: 3px;
  background: var(--orange);
  content: "";
}

/* Compact numbered cards for ordered lists in MFO descriptions. */
.detail-story-grid.ko-detail-content-single .section-prose ol {
  display: grid;
  gap: 9px;
  margin: 20px 0 0;
  padding: 0;
  list-style: none;
  counter-reset: ko-mfo-list-item;
}

.detail-story-grid.ko-detail-content-single .section-prose ol > li {
  min-height: 48px;
  padding: 11px 15px 11px 54px;
  border: 1px solid rgba(255, 140, 0, 0.2);
  border-radius: 14px;
  background:
    linear-gradient(90deg, rgba(255, 140, 0, 0.09), rgba(255, 255, 255, 0.72));
  color: var(--ink-soft);
  counter-increment: ko-mfo-list-item;
}

.detail-story-grid.ko-detail-content-single .section-prose ol > li::before {
  display: grid;
  place-items: center;
  top: 50%;
  left: 12px;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  transform: translateY(-50%);
  background: var(--orange);
  color: #fff;
  font-size: 11px;
  font-weight: 850;
  line-height: 1;
  content: counter(ko-mfo-list-item, decimal-leading-zero);
}

/* News archive and article */
.news-archive,
.news-single {
  background: var(--paper);
}

.news-archive-hero {
  padding: 34px 0 64px;
  border-bottom: 1px solid #deddd5;
}

.news-breadcrumbs {
  display: flex;
  align-items: center;
  gap: 9px;
  margin-bottom: 50px;
  color: var(--muted);
  font-size: 13px;
}

.news-breadcrumbs a {
  color: var(--ink-soft);
}

.news-breadcrumbs a:hover {
  color: var(--orange);
}

.news-breadcrumbs span:last-child {
  overflow: hidden;
  max-width: 520px;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.news-archive-hero h1,
.news-single-header h1 {
  max-width: 970px;
  margin: 14px 0 0;
  font-family: "Montserrat Alternates", "Avenir Next", "Segoe UI", sans-serif;
  font-size: clamp(38px, 5vw, 68px);
  line-height: 1.02;
  letter-spacing: -0.05em;
}

.news-archive-lead {
  max-width: 680px;
  margin: 20px 0 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.65;
}

.news-archive-list {
  background: var(--paper-warm);
}

.news-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
}

.news-card {
  overflow: hidden;
  border: 1px solid #d9d8cf;
  border-radius: 28px;
  background: rgba(255, 255, 255, 0.65);
}

.news-card-media {
  display: block;
  overflow: hidden;
  aspect-ratio: 16 / 9;
  background: #ddd9cd;
}

.news-card-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.35s ease;
}

.news-card:hover .news-card-media img {
  transform: scale(1.025);
}

.news-card-placeholder {
  display: grid;
  width: 100%;
  height: 100%;
  place-items: center;
  background: var(--orange-soft);
  color: var(--orange);
  font-family: "Montserrat Alternates", "Avenir Next", "Segoe UI", sans-serif;
  font-size: 54px;
  font-weight: 800;
}

.news-card-body {
  padding: 26px 28px 28px;
}

.news-card-body time {
  display: block;
  color: #9b7b55;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.08em;
}

.news-card-body h2 {
  margin: 12px 0 10px;
  font-family: "Montserrat Alternates", "Avenir Next", "Segoe UI", sans-serif;
  font-size: clamp(21px, 2.2vw, 29px);
  line-height: 1.12;
  letter-spacing: -0.035em;
}

.news-card-body h2 a {
  color: var(--ink);
}

.news-card-body h2 a:hover {
  color: #9a5700;
}

.news-card-body > p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.65;
}

.news-card-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 24px;
  padding-top: 17px;
  border-top: 1px solid #deddd5;
  font-size: 12px;
  font-weight: 850;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.news-card-link span {
  color: var(--orange);
  font-size: 18px;
}

.news-single-header {
  padding: 34px 0 58px;
}

.news-single-header .news-breadcrumbs {
  margin-bottom: 48px;
}

.news-single-header time {
  display: inline-block;
  margin-left: 14px;
  color: var(--muted);
  font-size: 13px;
  font-weight: 750;
}

.news-single-layout {
  padding-bottom: 90px;
}

.news-single-image {
  overflow: hidden;
  max-width: 1040px;
  margin: 0;
  border-radius: 34px;
  background: #ddd9cd;
}

.news-single-image img {
  display: block;
  width: 100%;
  height: auto;
  max-height: 610px;
  object-fit: cover;
}

.news-single-content {
  max-width: 820px;
  margin: -52px 0 0 110px;
  padding: 48px 58px;
  border: 1px solid #deddd5;
  position: relative;
}

.news-single-content h2 {
  margin: 0 0 20px;
  font-family: "Montserrat Alternates", "Avenir Next", "Segoe UI", sans-serif;
  font-size: clamp(26px, 3vw, 38px);
  line-height: 1.12;
  letter-spacing: -0.035em;
}

.news-single-content h2:not(:first-child) {
  margin-top: 38px;
}

.news-single-content p + p {
  margin-top: 19px;
}

.news-single-content a {
  color: #9a5700;
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

.news-back-link {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin: 27px 0 0 110px;
  font-size: 13px;
  font-weight: 850;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.news-back-link span {
  color: var(--orange);
  font-size: 18px;
}

@media (max-width: 800px) {
  .news-archive-hero,
  .news-single-header {
    padding-top: 24px;
  }

  .news-breadcrumbs,
  .news-single-header .news-breadcrumbs {
    margin-bottom: 35px;
  }

  .news-grid {
    grid-template-columns: 1fr;
  }

  .news-single-content {
    margin: -25px 14px 0;
    padding: 34px 30px;
  }

  .news-back-link {
    margin-left: 14px;
  }
}

@media (max-width: 520px) {
  .news-archive-hero {
    padding-bottom: 45px;
  }

  .news-card {
    border-radius: 22px;
  }

  .news-card-body {
    padding: 22px;
  }

  .news-single-image {
    border-radius: 22px;
  }

  .news-single-content {
    margin-right: 7px;
    margin-left: 7px;
    padding: 28px 23px;
  }
}

.section-faq {
  background: var(--white);
}

.section-faq .faq-list {
  display: grid;
  gap: 10px;
}

.section-faq .faq-list details {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: #fbfbf8;
  transition:
    border-color 180ms ease,
    background 180ms ease,
    box-shadow 180ms ease;
}

.section-faq .faq-list details[open] {
  border-color: rgba(255, 140, 0, 0.45);
  background: var(--orange-soft);
  box-shadow: 0 14px 40px rgba(31, 29, 22, 0.06);
}

.section-faq .faq-list summary {
  display: grid;
  grid-template-columns: 38px 1fr 38px;
  gap: 15px;
  align-items: center;
  padding: 19px 20px;
  cursor: pointer;
  list-style: none;
}

.section-faq .faq-list summary::-webkit-details-marker {
  display: none;
}

.section-faq .faq-list summary strong {
  font-size: 13px;
  line-height: 1.45;
}

.section-faq .faq-question-number {
  color: var(--orange);
  font-size: 11px;
  font-weight: 850;
  letter-spacing: 0.08em;
}

.section-faq .faq-list summary > span:last-child {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--paper-warm);
  font-size: 20px;
  font-weight: 500;
  transition:
    color 180ms ease,
    background 180ms ease,
    transform 180ms ease;
}

.section-faq .faq-list details[open] summary > span:last-child {
  background: var(--orange);
  color: var(--ink);
  transform: rotate(45deg);
}

.section-faq .faq-list details > p {
  max-width: 720px;
  margin: -2px 58px 22px 73px;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.75;
}

.section-related-picks {
  background: var(--paper-warm);
}

.section-related-picks-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  align-items: start;
}

.section-related-picks-grid article {
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 23px;
  background: var(--white);
}

.section-related-picks-grid.has-one-group article {
  grid-column: 1 / -1;
}

.section-related-picks-grid article > header {
  display: grid;
  grid-template-columns: 40px minmax(0, 1fr) auto;
  gap: 12px;
  align-items: center;
  margin-bottom: 20px;
}

.section-related-picks-grid article > header > span {
  display: grid;
  width: 40px;
  height: 40px;
  border-radius: 12px;
  background: var(--orange-soft);
  place-items: center;
}

.section-related-picks-grid article > header img {
  width: 22px;
  height: 22px;
}

.section-related-picks-grid h3 {
  margin: 0;
  font-size: 17px;
  line-height: 1.3;
}

.section-related-picks-grid small {
  display: grid;
  min-width: 30px;
  height: 30px;
  padding: 0 8px;
  border-radius: 999px;
  background: var(--paper-warm);
  color: var(--muted);
  font-size: 13px;
  font-weight: 850;
  place-items: center;
}

.section-related-picks-grid nav {
  display: grid;
  gap: 9px;
}

.section-related-picks-grid article.is-wide nav {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.section-related-picks-grid article.is-wide nav a:last-child:nth-child(odd) {
  grid-column: 1 / -1;
}

.section-related-picks-grid a {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 10px;
  align-items: center;
  min-height: 48px;
  padding: 11px 13px;
  border: 1px solid var(--line);
  border-radius: 13px;
  background: #fbfbf8;
  color: var(--ink);
  font-size: 15px;
  font-weight: 700;
  line-height: 1.35;
}

.section-related-picks-grid a:hover {
  border-color: var(--orange);
  color: var(--orange-dark);
}

.section-related-picks-grid a i {
  color: var(--orange);
  font-size: 15px;
  font-style: normal;
}

.review-carousel-controls {
  display: flex;
  gap: 8px;
}

.review-carousel-controls button {
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border: 1px solid rgba(25, 25, 23, 0.4);
  border-radius: 50%;
  background: transparent;
  font-size: 17px;
  cursor: pointer;
  transition:
    color 180ms ease,
    background 180ms ease,
    transform 180ms ease;
}

.review-carousel-controls button:hover {
  background: var(--ink);
  color: var(--white);
  transform: translateY(-2px);
}

.review-carousel-track {
  display: flex;
  gap: 14px;
  padding-bottom: 8px;
  overflow-x: auto;
  scroll-behavior: smooth;
  scroll-snap-type: x mandatory;
  scrollbar-color: rgba(25, 25, 23, 0.32) transparent;
  scrollbar-width: thin;
}

.review-carousel-track article {
  flex: 0 0 calc((100% - 28px) / 3);
  min-height: 260px;
  padding: 25px;
  border: 1px solid rgba(25, 25, 23, 0.18);
  border-radius: 23px;
  background: rgba(255, 255, 255, 0.24);
  scroll-snap-align: start;
}

.review-carousel-track p {
  margin: 22px 0 0;
  font-size: 13px;
  line-height: 1.7;
}

.section-bottom-directory {
  border-radius: 38px 38px 0 0;
  background: var(--paper-warm);
}

.bottom-filter-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 13px;
}

.bottom-filter-card {
  min-height: 290px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 24px;
  background: var(--white);
}

.bottom-filter-card > div {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--line);
}

.bottom-filter-card > div > img {
  width: 34px;
  height: 34px;
  object-fit: contain;
}

.bottom-filter-card h3 {
  margin: 0;
  font-size: 14px;
}

.bottom-filter-card nav {
  display: grid;
  gap: 13px;
  margin-top: 20px;
}

.bottom-filter-card.is-wide {
  grid-column: span 2;
}

.bottom-filter-card.is-wide nav {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  column-gap: 28px;
}

.bottom-filter-card a {
  display: grid;
  grid-template-columns: 18px 1fr auto;
  gap: 9px;
  align-items: center;
  color: var(--muted);
  font-size: 13px;
  font-weight: 650;
}

.bottom-filter-card a:hover {
  color: var(--orange);
}

.bottom-filter-card a img {
  width: 18px;
  height: 18px;
  object-fit: contain;
}

.bottom-filter-card a i {
  color: var(--orange);
  font-size: 12px;
  font-style: normal;
}

.bottom-news {
  display: grid;
  grid-template-columns: 1.1fr repeat(3, 1fr);
  gap: 1px;
  margin-top: 14px;
  overflow: hidden;
  border-radius: 25px;
  background: rgba(255, 255, 255, 0.14);
  color: var(--white);
}

.bottom-news > div,
.bottom-news > a {
  min-height: 238px;
  background: var(--ink);
}

.bottom-news > div {
  padding: 24px;
}

.bottom-news h3 {
  margin: 14px 0 0;
  font-size: 21px;
}

.bottom-news > a.bottom-news-card {
  display: grid;
  grid-template-rows: 128px auto 1fr;
  align-content: start;
  padding: 0;
  overflow: hidden;
  color: #d1d0ca;
  font-size: 13px;
  font-weight: 650;
  line-height: 1.6;
}

.bottom-news-card img {
  width: 100%;
  height: 128px;
  object-fit: cover;
  opacity: 0.82;
  filter: saturate(0.78);
  transition:
    opacity 180ms ease,
    transform 220ms ease;
}

.bottom-news > a.bottom-news-card:hover {
  color: var(--orange);
}

.bottom-news-card:hover img {
  opacity: 1;
  transform: scale(1.025);
}

.bottom-news > a.bottom-news-card span {
  padding: 16px 20px 0;
  color: #83827b;
  font-size: 11px;
}

.bottom-news-card strong {
  padding: 7px 20px 20px;
  font-weight: 650;
}

.section-footer {
  padding: 76px 0 24px;
  background: var(--ink);
  color: var(--white);
}

.section-footer-lead {
  display: grid;
  grid-template-columns: 170px minmax(0, 1fr) auto;
  gap: 48px;
  align-items: center;
  padding-bottom: 54px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.13);
}

.section-footer-brand .brand-mark {
  width: 142px;
}

.section-footer-brand .brand-title {
  font-size: 18px;
}

.section-footer-brand .brand-title > span,
.section-footer-brand .brand-tagline {
  color: var(--white);
}

.section-footer-lead h2 {
  max-width: 700px;
  margin: 0;
  font-family: "Montserrat Alternates", "Avenir Next", "Segoe UI", sans-serif;
  font-size: clamp(27px, 3.3vw, 47px);
  line-height: 1.08;
  letter-spacing: -0.045em;
}

.section-footer-action {
  display: flex;
  gap: 18px;
  align-items: center;
  padding: 15px 18px 15px 22px;
  border-radius: 99px;
  background: var(--orange);
  color: var(--ink);
  font-size: 12px;
  font-weight: 800;
  white-space: nowrap;
}

.section-footer-action span {
  display: grid;
  place-items: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--ink);
  color: var(--white);
}

.section-footer-nav {
  display: grid;
  grid-template-columns: repeat(3, 1fr) 1.25fr;
  gap: 52px;
  padding: 54px 0;
}

.section-footer-nav > div {
  display: grid;
  align-content: start;
  gap: 13px;
}

.section-footer-nav strong {
  margin-bottom: 5px;
  color: var(--white);
  font-size: 13px;
}

.section-footer-nav a {
  width: fit-content;
  color: #aaa9a2;
  font-size: 12px;
  line-height: 1.5;
  transition: color 180ms ease;
}

.section-footer-nav a:hover {
  color: var(--orange);
}

.section-footer-contacts {
  padding-left: 32px;
  border-left: 1px solid rgba(255, 255, 255, 0.13);
}

.section-footer-contacts p {
  max-width: 290px;
  margin: 0;
  color: #aaa9a2;
  font-size: 13px;
  line-height: 1.7;
}

.section-footer-contacts span {
  width: fit-content;
  margin-top: 8px;
  padding: 8px 11px;
  border: 1px solid rgba(255, 140, 0, 0.35);
  border-radius: 99px;
  color: var(--orange);
  font-size: 10px;
  font-weight: 750;
}

.section-footer-risk {
  display: grid;
  grid-template-columns: 62px 1.3fr 0.8fr;
  gap: 26px;
  align-items: center;
  padding: 24px;
  border: 1px solid rgba(255, 140, 0, 0.3);
  border-radius: 22px;
  background: rgba(255, 140, 0, 0.07);
}

.section-footer-risk > span {
  display: grid;
  place-items: center;
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: var(--orange);
  color: var(--ink);
  font-size: 16px;
  font-weight: 900;
}

.section-footer-risk strong {
  display: block;
  margin-bottom: 7px;
  font-size: 13px;
}

.section-footer-risk p {
  margin: 0;
  color: #92918a;
  font-size: 10px;
  line-height: 1.65;
}

.section-footer-risk > p {
  padding-left: 25px;
  border-left: 1px solid rgba(255, 255, 255, 0.13);
}

.section-footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 30px;
  padding-top: 23px;
  color: #77766f;
  font-size: 11px;
}

.section-footer-bottom div {
  display: flex;
  gap: 24px;
}

.section-footer-bottom a:hover {
  color: var(--white);
}

@media (max-width: 1120px) {
  .section-hero-grid {
    gap: 45px;
  }

  .section-intro-grid,
  .section-article-grid {
    gap: 55px;
  }

  .bottom-filter-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .review-carousel-track article {
    flex-basis: calc((100% - 14px) / 2);
  }

  .bottom-news {
    grid-template-columns: repeat(2, 1fr);
  }

  .section-footer-lead {
    grid-template-columns: 150px minmax(0, 1fr);
  }

  .section-footer-action {
    grid-column: 2;
    width: fit-content;
  }

  .section-footer-nav {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 900px) {
  .section-hero-grid {
    grid-template-columns: 1fr;
    padding-top: 64px;
    padding-bottom: 64px;
  }

  .section-hero-copy {
    text-align: center;
  }

  .section-hero-copy h1,
  .section-template-copy {
    margin-right: auto;
    margin-left: auto;
  }

  .section-intro-grid,
  .section-article-grid {
    grid-template-columns: 1fr;
  }

  .section-article-title {
    position: static;
  }

  .section-offers .offer-finance {
    grid-column: 2;
  }

  .section-footer-lead {
    grid-template-columns: 1fr;
    gap: 26px;
  }

  .section-footer-action {
    grid-column: auto;
  }

  .section-footer-risk {
    grid-template-columns: 62px 1fr;
  }

  .section-footer-risk > p {
    grid-column: 2;
    padding: 18px 0 0;
    border-top: 1px solid rgba(255, 255, 255, 0.13);
    border-left: 0;
  }

  .section-related-picks-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .section-breadcrumbs {
    padding-top: 13px;
    font-size: 10px;
  }

  .section-page-hero {
    margin: 0 7px 7px;
    border-radius: 24px;
  }

  .section-hero-grid {
    gap: 34px;
    padding-top: 50px;
    padding-bottom: 48px;
  }

  .section-hero-copy h1 {
    font-size: clamp(39px, 12vw, 55px);
  }

  .section-template-copy {
    padding: 17px;
    text-align: left;
  }

  .section-template-stats {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .section-template-stats dd {
    font-size: 12px;
  }

  .section-intro h2,
  .section-article-title h2 {
    font-size: 36px;
  }

  .section-prose {
    padding: 24px;
    border-radius: 22px;
  }

  .section-offers .offer-finance {
    grid-column: 1;
  }

  .section-offers .offer-terms {
    grid-template-columns: 1fr;
    gap: 0;
    border-top: 1px solid #e2e2da;
  }

  .section-offers .offer-terms > div {
    padding: 13px 0;
  }

  .section-offers .offer-terms dt {
    margin: 0;
  }

  .offer-psk-line {
    margin: 10px 0 0;
  }

  .bottom-filter-grid,
  .bottom-news {
    grid-template-columns: 1fr;
  }

  .bottom-filter-card.is-wide {
    grid-column: auto;
  }

  .bottom-filter-card.is-wide nav {
    grid-template-columns: 1fr;
  }

  .bottom-filter-card {
    min-height: auto;
  }

  .review-carousel-track {
    margin-right: -12px;
    padding-right: 12px;
  }

  .review-carousel-track article {
    flex-basis: 88%;
    min-height: 245px;
  }

  .review-carousel-controls button {
    width: 40px;
    height: 40px;
  }

  .section-faq .faq-list summary {
    grid-template-columns: 26px 1fr 34px;
    gap: 10px;
    padding: 16px;
  }

  .section-faq .faq-list summary > span:last-child {
    width: 34px;
    height: 34px;
  }

  .section-faq .faq-list details > p {
    margin: 0 18px 19px 52px;
    font-size: 13px;
  }

  .section-related-picks-grid article {
    padding: 20px;
    border-radius: 20px;
  }

  .section-related-picks-grid article.is-wide nav {
    grid-template-columns: 1fr;
  }

  .section-related-picks-grid.has-one-group article,
  .section-related-picks-grid article.is-wide nav a:last-child:nth-child(odd) {
    grid-column: auto;
  }

  .section-related-picks-grid a {
    min-height: 50px;
    font-size: 15px;
  }

  .bottom-news > div {
    min-height: 140px;
  }

  .bottom-news > a.bottom-news-card {
    min-height: 250px;
  }

  .section-bottom-directory {
    border-radius: 25px 25px 0 0;
  }

  .section-footer {
    padding-top: 58px;
  }

  .section-footer-lead {
    padding-bottom: 40px;
  }

  .section-footer-nav {
    grid-template-columns: 1fr 1fr;
    gap: 36px 24px;
    padding: 42px 0;
  }

  .section-footer-contacts {
    grid-column: 1 / -1;
    padding: 25px 0 0;
    border-top: 1px solid rgba(255, 255, 255, 0.13);
    border-left: 0;
  }

  .section-footer-risk {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .section-footer-risk > p {
    grid-column: auto;
  }

  .section-footer-bottom {
    display: grid;
  }
}

.detail-page {
  background: var(--paper);
}

.detail-hero {
  position: relative;
  isolation: isolate;
  margin: 0 12px 12px;
  overflow: hidden;
  border-radius: 34px;
  background:
    radial-gradient(circle at 8% 15%, rgba(255, 140, 0, 0.2), transparent 28%),
    radial-gradient(circle at 88% 88%, rgba(255, 163, 26, 0.12), transparent 28%),
    var(--ink);
  color: var(--white);
}

.detail-hero::after {
  position: absolute;
  z-index: -1;
  top: 50%;
  left: 44%;
  width: 380px;
  height: 380px;
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 50%;
  content: "";
  transform: translate(-50%, -50%);
}

.detail-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(410px, 0.92fr);
  gap: 78px;
  align-items: center;
  min-height: 590px;
  padding-top: 68px;
  padding-bottom: 68px;
}

.detail-hero-copy {
  max-width: 690px;
}

.detail-brand-row {
  display: flex;
  gap: 16px;
  align-items: center;
  margin-bottom: 36px;
}

.detail-logo {
  display: grid;
  place-items: center;
  width: 148px;
  height: 62px;
  padding: 10px 15px;
  border-radius: 16px;
  background: var(--white);
}

.detail-logo img {
  max-height: 42px;
  object-fit: contain;
}

.detail-brand-row > div:last-child {
  display: grid;
  gap: 6px;
}

.detail-brand-row span,
.detail-brand-row strong {
  font-size: 12px;
}

.detail-brand-row span {
  color: #9d9c95;
}

.detail-brand-row strong {
  color: var(--orange);
  font-weight: 800;
}

.detail-hero-copy h1 {
  max-width: 720px;
  margin: 17px 0 24px;
  font-family: "Montserrat Alternates", "Avenir Next", "Segoe UI", sans-serif;
  font-size: clamp(49px, 5.4vw, 78px);
  font-weight: 850;
  line-height: 0.98;
  letter-spacing: -0.055em;
}

.detail-hero-copy h1 em {
  color: var(--orange);
  font-style: normal;
}

.detail-hero-copy > p {
  max-width: 620px;
  margin: 0;
  color: #b7b6af;
  font-size: 14px;
  line-height: 1.75;
}

.detail-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 30px;
}

.detail-badges span {
  padding: 9px 12px;
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: 99px;
  background: rgba(255, 255, 255, 0.06);
  color: #dad9d2;
  font-size: 12px;
  font-weight: 700;
}

.detail-offer-card {
  padding: 27px;
  border-radius: 28px;
  background: #fbfbf8;
  color: var(--ink);
  box-shadow: 0 28px 80px rgba(0, 0, 0, 0.24);
}

.detail-offer-top {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  align-items: center;
  margin-bottom: 20px;
}

.detail-offer-top span {
  font-size: 13px;
  font-weight: 800;
}

.detail-offer-top strong {
  color: var(--muted);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.detail-main-terms {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 8px;
  margin: 0;
}

.detail-main-terms > div {
  min-width: 0;
  padding: 13px;
  border: 1px solid var(--line);
  border-radius: 15px;
  background: var(--white);
}

.detail-main-terms dt {
  display: flex;
  gap: 8px;
  align-items: center;
  color: var(--muted);
  font-size: 12px;
}

.detail-main-terms dt img {
  width: 23px;
  height: 23px;
}

.detail-main-terms dd {
  margin: 8px 0 0 31px;
  font-size: 14px;
  font-weight: 800;
  white-space: nowrap;
}

.detail-psk {
  display: flex;
  gap: 9px 14px;
  align-items: center;
  margin: 10px 0 18px;
  padding: 11px 13px;
  border: 1px solid rgba(255, 140, 0, 0.38);
  border-radius: 13px;
  background: var(--orange-soft);
}

.detail-psk strong {
  flex: 0 0 auto;
  color: #7c4300;
  font-size: 12px;
}

.detail-psk span {
  color: #9c6a2f;
  font-size: 11px;
  line-height: 1.35;
}

.detail-apply {
  width: 100%;
}

.detail-review-link {
  display: flex;
  justify-content: space-between;
  margin-top: 13px;
  padding: 8px 2px;
  color: var(--muted);
  font-size: 13px;
  font-weight: 700;
}

.detail-review-link span {
  color: var(--orange);
}

.detail-license {
  margin: 9px 0 0;
  color: #aaa9a1;
  font-size: 11px;
  line-height: 1.5;
}

.detail-anchor-nav {
  position: sticky;
  z-index: 25;
  top: 75px;
  border-bottom: 1px solid var(--line);
  background: rgba(245, 245, 241, 0.93);
  backdrop-filter: blur(18px);
}

.detail-anchor-nav .page-shell {
  display: flex;
  gap: 7px;
  padding-top: 10px;
  padding-bottom: 10px;
  overflow-x: auto;
}

.detail-anchor-nav a {
  flex: 0 0 auto;
  padding: 9px 14px;
  border: 1px solid var(--line);
  border-radius: 99px;
  background: var(--white);
  color: var(--muted);
  font-size: 12px;
  font-weight: 750;
}

.detail-anchor-nav a:hover {
  border-color: var(--orange);
  color: var(--ink);
}

.detail-calculator {
  background: var(--paper-warm);
}

.detail-calc-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(360px, 0.85fr);
  gap: 14px;
}

.detail-calc-controls {
  display: grid;
  gap: 24px;
  padding: 35px;
  border-radius: 26px;
  background: var(--white);
}

.detail-calc-controls .picker-field {
  margin: 0;
}

.detail-client-toggle {
  display: grid;
  grid-template-columns: 26px 1fr;
  gap: 12px;
  align-items: center;
  padding: 14px 16px;
  border: 1px solid rgba(255, 140, 0, 0.42);
  border-radius: 16px;
  background: var(--orange-soft);
  cursor: pointer;
}

.detail-client-toggle input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.detail-client-toggle > span {
  display: grid;
  place-items: center;
  width: 26px;
  height: 26px;
  border: 1px solid rgba(124, 67, 0, 0.28);
  border-radius: 8px;
  background: var(--white);
  color: transparent;
  font-size: 13px;
  font-weight: 900;
  transition:
    color 160ms ease,
    background 160ms ease;
}

.detail-client-toggle input:checked + span {
  background: var(--orange);
  color: var(--ink);
}

.detail-client-toggle input:focus-visible + span {
  outline: 2px solid var(--ink);
  outline-offset: 3px;
}

.detail-client-toggle > div {
  display: grid;
  gap: 4px;
}

.detail-client-toggle strong {
  font-size: 14px;
}

.detail-client-toggle small {
  color: #8a673e;
  font-size: 12px;
  line-height: 1.45;
}

.detail-calc-result {
  padding: 35px;
  border-radius: 26px;
  background: var(--ink);
  color: var(--white);
}

.detail-calc-result > span {
  color: #92918a;
  font-size: 12px;
  font-weight: 750;
  text-transform: uppercase;
  letter-spacing: 0.09em;
}

.detail-calc-result > strong {
  display: block;
  margin: 16px 0 27px;
  color: var(--orange);
  font-size: 44px;
  letter-spacing: -0.04em;
}

.detail-calc-result dl {
  margin: 0;
}

.detail-calc-result dl div {
  display: flex;
  justify-content: space-between;
  gap: 25px;
  padding: 12px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.detail-calc-result dt {
  color: #96958e;
  font-size: 13px;
}

.detail-calc-result dd {
  margin: 0;
  font-size: 14px;
  font-weight: 750;
}

.detail-calc-result p {
  margin: 19px 0 0;
  color: #83827b;
  font-size: 12px;
  line-height: 1.6;
}

.detail-conditions {
  background: var(--white);
}

.detail-two-column {
  display: grid;
  grid-template-columns: minmax(300px, 0.68fr) minmax(0, 1.32fr);
  gap: 88px;
}

.detail-sticky-title {
  position: sticky;
  top: 160px;
  align-self: start;
}

.detail-sticky-title h2 {
  margin: 16px 0 28px;
  font-family: "Montserrat Alternates", "Avenir Next", "Segoe UI", sans-serif;
  font-size: clamp(34px, 4vw, 55px);
  line-height: 1.06;
  letter-spacing: -0.045em;
}

.detail-sticky-title > a {
  display: flex;
  justify-content: space-between;
  width: min(260px, 100%);
  padding: 14px 17px;
  border-radius: 15px;
  background: var(--orange);
  font-size: 12px;
  font-weight: 800;
}

.detail-data-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 8px;
}

.detail-data-grid article {
  display: grid;
  grid-template-columns: 18px 28px 1fr;
  gap: 8px;
  min-height: 96px;
  padding: 13px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: var(--paper);
}

.detail-data-grid article > span {
  color: var(--orange);
  font-size: 11px;
  font-weight: 850;
}

.detail-data-grid article > img {
  width: 28px;
  height: 28px;
}

.detail-data-grid strong {
  font-size: 13px;
  line-height: 1.35;
}

.detail-data-grid p {
  margin: 6px 0 0;
  color: var(--muted);
  font-size: 12px;
  line-height: 1.5;
}

.detail-info-note {
  display: flex;
  gap: 16px;
  align-items: center;
  margin-top: 12px;
  padding: 18px 20px;
  border-radius: 17px;
  background: var(--orange-soft);
}

.detail-info-note img {
  width: 30px;
  height: 30px;
}

.detail-info-note p {
  margin: 0;
  color: #7c5323;
  font-size: 13px;
  line-height: 1.6;
}

.detail-contacts {
  background: var(--paper-warm);
}

.detail-contacts-grid {
  display: grid;
  grid-template-columns: minmax(280px, 0.62fr) minmax(0, 1.38fr);
  gap: 14px;
}

.detail-company-card {
  padding: 30px;
  border-radius: 25px;
  background: var(--ink);
  color: var(--white);
}

.detail-company-logo {
  display: grid;
  place-items: center;
  width: 175px;
  height: 76px;
  padding: 12px;
  border-radius: 16px;
  background: var(--white);
}

.detail-company-logo img {
  max-height: 46px;
  object-fit: contain;
}

.detail-company-card h3 {
  margin: 48px 0 14px;
  font-size: 24px;
}

.detail-company-card p {
  margin: 0 0 28px;
  color: #9f9e97;
  font-size: 14px;
  line-height: 1.7;
}

.detail-company-card > a {
  display: flex;
  justify-content: space-between;
  padding: 14px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.13);
  color: #d8d7d0;
  font-size: 14px;
  font-weight: 700;
}

.detail-company-card > a span {
  color: var(--orange);
}

.detail-requisites {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin: 0;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 25px;
  background: var(--white);
}

.detail-requisites div {
  min-width: 0;
  padding: 19px 22px;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.detail-requisites div:nth-child(2n) {
  border-right: 0;
}

.detail-requisites dt {
  display: flex;
  gap: 8px;
  align-items: center;
  margin-bottom: 10px;
  color: var(--muted);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.detail-requisites dt img {
  flex: 0 0 auto;
  width: 24px;
  height: 24px;
}

.detail-requisites dd {
  margin: 0;
  font-size: 14px;
  font-weight: 700;
  line-height: 1.55;
  overflow-wrap: anywhere;
}

.detail-requisites dd a {
  color: #8f5208;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.detail-requisites dd a span {
  color: var(--orange);
  text-decoration: none;
}

.detail-about {
  background: var(--paper);
}

.detail-about-lead {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) 360px;
  gap: 80px;
  align-items: center;
  margin-bottom: 70px;
}

.detail-about-lead h2 {
  margin: 16px 0 25px;
  font-family: "Montserrat Alternates", "Avenir Next", "Segoe UI", sans-serif;
  font-size: clamp(38px, 4.5vw, 62px);
  line-height: 1.02;
  letter-spacing: -0.05em;
}

.detail-about-lead p {
  max-width: 680px;
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.8;
}

.detail-about-lead > img {
  width: 100%;
  aspect-ratio: 1;
  border-radius: 28px;
  object-fit: cover;
}

.detail-story-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 13px;
}

.detail-story-grid article {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 25px;
  background: var(--white);
}

.detail-story-grid article > img {
  width: 100%;
  height: 190px;
  object-fit: cover;
}

.detail-story-grid article > div {
  padding: 24px;
}

.detail-story-grid article > div > span {
  color: var(--orange);
  font-size: 13px;
  font-weight: 850;
}

.detail-story-grid h3 {
  margin: 17px 0 15px;
  font-size: 20px;
  line-height: 1.2;
}

.detail-story-grid p,
.detail-story-grid li {
  color: var(--muted);
  font-size: 14px;
  line-height: 1.7;
}

.detail-story-grid p {
  margin: 0;
}

.detail-story-grid ul {
  display: grid;
  gap: 8px;
  margin: 0;
  padding-left: 17px;
}

.detail-reviews-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 340px;
  gap: 14px;
  align-items: start;
}

.detail-reviews .review-carousel-track article {
  flex-basis: calc((100% - 14px) / 2);
}

.detail-review-form {
  display: grid;
  gap: 14px;
  padding: 25px;
  border-radius: 23px;
  background: var(--ink);
  color: var(--white);
}

.detail-review-form > span {
  color: var(--orange);
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

.detail-review-form h3 {
  margin: 0 0 5px;
  font-size: 23px;
}

.detail-review-form label {
  display: grid;
  gap: 7px;
  color: #aaa9a2;
  font-size: 12px;
  font-weight: 700;
}

.detail-review-form input,
.detail-review-form textarea {
  width: 100%;
  padding: 12px 13px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 12px;
  outline: 0;
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
  font-size: 14px;
  resize: vertical;
}

.detail-review-form input:focus,
.detail-review-form textarea:focus {
  border-color: var(--orange);
}

.detail-review-form button {
  padding: 14px;
  border-radius: 13px;
  background: var(--orange);
  font-size: 13px;
  font-weight: 800;
  cursor: pointer;
}

.detail-review-form > p {
  margin: 0;
  color: #c7c6bf;
  font-size: 12px;
  line-height: 1.5;
}

.detail-related {
  background: var(--paper-warm);
}

.detail-related .section-heading > a {
  color: var(--muted);
  font-size: 12px;
  font-weight: 750;
}

.detail-related-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
}

.detail-related-grid article {
  padding: 23px;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: var(--white);
}

.detail-related-group-head {
  display: grid;
  grid-template-columns: 36px minmax(0, 1fr) auto;
  gap: 11px;
  align-items: center;
}

.detail-related-group-head > span {
  display: grid;
  width: 36px;
  height: 36px;
  border-radius: 11px;
  background: var(--paper-warm);
  place-items: center;
}

.detail-related-group-head img {
  width: 21px;
  height: 21px;
}

.detail-related-group-head strong {
  font-size: 16px;
  line-height: 1.25;
}

.detail-related-group-head small {
  display: grid;
  min-width: 28px;
  height: 28px;
  padding: 0 7px;
  border-radius: 999px;
  background: var(--paper-warm);
  color: var(--muted);
  font-size: 13px;
  font-weight: 800;
  place-items: center;
}

.detail-related-grid nav {
  display: grid;
  gap: 12px;
  margin-top: 19px;
}

.detail-related-grid a {
  display: grid;
  grid-template-columns: 20px 1fr auto;
  gap: 9px;
  align-items: center;
  color: var(--muted);
  font-size: 15px;
  font-weight: 650;
  line-height: 1.35;
}

.detail-related-grid a:hover {
  color: var(--orange);
}

.detail-related-grid img {
  width: 20px;
  height: 20px;
}

.detail-related-grid i {
  color: var(--orange);
  font-size: 15px;
  font-style: normal;
}

.detail-related-grid .ko-related-extra {
  display: none;
}

.detail-related-grid.is-expanded .ko-related-extra {
  display: grid;
}

.detail-related-toggle {
  display: flex;
  gap: 12px;
  align-items: center;
  justify-content: center;
  min-width: min(100%, 330px);
  margin: 28px auto 0;
  padding: 15px 22px;
  border: 1px solid var(--orange);
  border-radius: 999px;
  background: transparent;
  color: var(--ink);
  font-size: 15px;
  font-weight: 800;
  cursor: pointer;
}

.detail-related-toggle:hover,
.detail-related-toggle[aria-expanded="true"] {
  background: var(--orange);
}

.detail-related-toggle i {
  font-size: 17px;
  font-style: normal;
}

@media (max-width: 1120px) {
  .detail-hero-grid {
    gap: 45px;
  }

  .detail-main-terms {
    grid-template-columns: 1fr;
  }

  .detail-main-terms > div {
    display: flex;
    justify-content: space-between;
    align-items: center;
  }

  .detail-main-terms dd {
    margin: 0;
  }

  .detail-reviews-layout {
    grid-template-columns: minmax(0, 1fr) 310px;
  }

  .detail-reviews .review-carousel-track article {
    flex-basis: 82%;
  }

  .detail-related-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 900px) {
  .detail-hero-grid,
  .detail-calc-grid,
  .detail-two-column,
  .detail-contacts-grid,
  .detail-about-lead,
  .detail-reviews-layout {
    grid-template-columns: 1fr;
  }

  .detail-hero-grid {
    padding-top: 58px;
    padding-bottom: 58px;
  }

  .detail-hero-copy {
    max-width: none;
  }

  .detail-main-terms {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .detail-main-terms > div {
    display: block;
  }

  .detail-main-terms dd {
    margin: 8px 0 0 31px;
  }

  .detail-sticky-title {
    position: static;
  }

  .detail-story-grid {
    grid-template-columns: 1fr;
  }

  .detail-story-grid article {
    display: grid;
    grid-template-columns: 0.85fr 1.15fr;
  }

  .detail-story-grid article > img {
    height: 100%;
    min-height: 260px;
  }

  .detail-reviews .review-carousel-track article {
    flex-basis: calc((100% - 14px) / 2);
  }
}

@media (max-width: 640px) {
  .detail-hero {
    margin: 0 7px 7px;
    border-radius: 24px;
  }

  .detail-hero-grid {
    gap: 35px;
    padding-top: 44px;
    padding-bottom: 44px;
  }

  .detail-brand-row {
    align-items: flex-start;
    margin-bottom: 29px;
  }

  .detail-logo {
    width: 132px;
    height: 56px;
  }

  .detail-hero-copy h1 {
    font-size: clamp(42px, 13vw, 58px);
  }

  .detail-hero-copy > p {
    font-size: 14px;
  }

  .detail-offer-card {
    padding: 20px;
    border-radius: 22px;
  }

  .detail-main-terms {
    grid-template-columns: 1fr;
  }

  .detail-main-terms > div {
    display: flex;
    justify-content: space-between;
    align-items: center;
  }

  .detail-main-terms dd {
    margin: 0;
  }

  .detail-psk {
    display: grid;
  }

  .detail-anchor-nav {
    top: 74px;
  }

  .detail-calc-controls,
  .detail-calc-result {
    padding: 23px;
    border-radius: 21px;
  }

  .detail-calc-result > strong {
    font-size: 37px;
  }

  .detail-data-grid,
  .detail-requisites,
  .detail-related-grid {
    grid-template-columns: 1fr;
  }

  .detail-data-grid article {
    min-height: auto;
  }

  .detail-requisites div,
  .detail-requisites div:nth-child(2n) {
    border-right: 0;
  }

  .detail-about-lead {
    gap: 35px;
    margin-bottom: 45px;
  }

  .detail-about-lead > img {
    max-width: 330px;
  }

  .detail-story-grid article {
    display: block;
  }

  .detail-story-grid article > img {
    height: 190px;
    min-height: 0;
  }

  .detail-reviews .review-carousel-track article {
    flex-basis: 88%;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition: none !important;
  }
}

/* WordPress-specific layout overrides are kept last so the prototype styles
   remain pixel-compatible while dynamic content can grow safely. */
.detail-story-grid.ko-detail-content {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.detail-story-grid.ko-detail-content article {
  display: block;
}

.detail-story-grid.ko-detail-content-single {
  grid-template-columns: minmax(0, 1fr);
}

.detail-story-grid.ko-detail-content-single article > div {
  display: grid;
  grid-template-columns: 180px minmax(0, 1fr);
  gap: 0 48px;
  padding: 38px;
}

.detail-story-grid.ko-detail-content-single article > div > span {
  grid-column: 1;
  grid-row: 1;
}

.detail-story-grid.ko-detail-content-single h3 {
  grid-column: 1;
  grid-row: 2;
}

.detail-story-grid.ko-detail-content-single .section-prose {
  grid-column: 2;
  grid-row: 1 / span 2;
  max-width: 900px;
}

.section-faq .faq-list details > .ko-faq-answer {
  max-width: 720px;
  margin: -2px 58px 22px 73px;
}

@media (max-width: 900px) {
  .detail-story-grid.ko-detail-content {
    grid-template-columns: 1fr;
  }

  .detail-story-grid.ko-detail-content-single article > div {
    grid-template-columns: minmax(0, 1fr);
    padding: 28px;
  }

  .detail-story-grid.ko-detail-content-single article > div > span,
  .detail-story-grid.ko-detail-content-single h3,
  .detail-story-grid.ko-detail-content-single .section-prose {
    grid-column: 1;
    grid-row: auto;
  }
}

@media (max-width: 640px) {
  .section-faq .faq-list details > .ko-faq-answer {
    margin: -2px 20px 20px;
  }
}

/* Readability pass: stronger secondary copy on light and dark surfaces. */
.hero-proof span,
.live-dot,
.picker-field label,
.section-template-stats dt,
.section-template-promo,
.detail-brand-row span,
.detail-hero-copy > p,
.detail-calc-result > span,
.detail-calc-result dt,
.detail-calc-result p {
  color: #c9c8c0;
}

.range-labels {
  color: #b9b8b1;
}

.offer-index,
.offer-license,
.detail-license {
  color: #74736c;
}

.offer-psk-line span {
  color: #67665f;
}

.section-footer-nav a,
.section-footer-contacts p,
.section-footer-risk p,
.section-footer-bottom {
  color: #c3c2ba;
}

/* Typography/layout follow-up: keep supporting copy readable without crowding cards. */
.header-shell {
  grid-template-columns: minmax(190px, auto) auto minmax(0, 1fr);
}

.brand-mark {
  width: 190px;
}

.brand-tagline,
.live-dot,
.range-labels,
.picker-note,
.offer-terms dt,
.offer-links a,
.offer-license,
.offer-psk-line,
.free-label,
.step-mark,
.review-meta span,
.media-label,
.footer-links strong,
.footer-disclaimer p,
.footer-bottom,
.section-template-stats dt,
.section-template-promo,
.section-faq .faq-question-number,
.section-footer-contacts span,
.section-footer-risk p,
.section-footer-bottom,
.detail-psk span,
.detail-license,
.detail-data-grid article > span {
  font-size: 12px;
}

.section-offers .offer-terms dt {
  font-size: 12px;
}

.bottom-news > a.bottom-news-card span {
  font-size: 12px;
}

.offer-terms div,
.section-offers .offer-terms > div,
.detail-main-terms > div,
.section-template-stats div {
  min-width: 0;
}

.offer-terms dd,
.section-offers .offer-terms dd,
.detail-main-terms dd,
.section-template-stats dd {
  max-width: 100%;
  line-height: 1.35;
  white-space: normal;
}

.detail-main-terms dd {
  margin-left: 0;
}

.detail-section-cta {
  display: flex;
  justify-content: center;
  margin-top: 30px;
}

.detail-section-cta .primary-button {
  width: min(330px, 100%);
}

.detail-about-cta {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(270px, 330px);
  gap: 34px;
  align-items: center;
  margin-top: 24px;
  padding: 28px 30px;
  overflow: hidden;
  border: 1px solid rgba(255, 140, 0, 0.25);
  border-radius: 24px;
  background:
    radial-gradient(
      circle at 100% 0,
      rgba(255, 140, 0, 0.18),
      transparent 38%
    ),
    linear-gradient(110deg, #fff8ef 0%, rgba(255, 255, 255, 0.94) 68%);
  box-shadow: 0 18px 46px rgba(35, 28, 18, 0.08);
}

.detail-about-cta::before {
  position: absolute;
  top: -46px;
  right: 210px;
  width: 120px;
  height: 120px;
  border: 1px solid rgba(255, 140, 0, 0.16);
  border-radius: 50%;
  content: "";
  pointer-events: none;
}

.detail-about-cta-copy {
  position: relative;
  z-index: 1;
  display: grid;
  gap: 7px;
  max-width: 650px;
}

.detail-about-cta-copy > span {
  color: #9a5706;
  font-size: 13px;
  font-weight: 850;
  text-transform: uppercase;
  letter-spacing: 0.12em;
}

.detail-about-cta-copy > strong {
  color: var(--ink);
  font-size: 20px;
  line-height: 1.3;
}

.detail-about-cta-copy > p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.55;
}

.detail-about-cta .primary-button {
  position: relative;
  z-index: 1;
  justify-self: end;
}

.detail-section-cta .primary-button,
.detail-page .detail-offer-card .detail-apply,
.detail-page .detail-sticky-title > a {
  position: relative;
  isolation: isolate;
  min-height: 64px;
  overflow: hidden;
  border: 2px solid rgba(25, 25, 23, 0.9);
  font-size: 16px;
  font-weight: 900;
  letter-spacing: 0.01em;
  box-shadow: 0 12px 28px rgba(255, 140, 0, 0.25);
  animation: detail-cta-pulse 2.4s ease-in-out infinite;
}

.detail-section-cta .primary-button::before,
.detail-page .detail-offer-card .detail-apply::before,
.detail-page .detail-sticky-title > a::before {
  position: absolute;
  z-index: 0;
  top: -45%;
  left: -45%;
  width: 32%;
  height: 190%;
  background: linear-gradient(
    90deg,
    transparent,
    rgba(255, 255, 255, 0.72),
    transparent
  );
  content: "";
  pointer-events: none;
  transform: skewX(-18deg);
  animation: detail-cta-shine 2.4s ease-in-out infinite;
}

.detail-section-cta .primary-button:hover,
.detail-page .detail-offer-card .detail-apply:hover,
.detail-page .detail-sticky-title > a:hover {
  box-shadow: 0 16px 36px rgba(255, 140, 0, 0.38);
  animation-play-state: paused;
  transform: translateY(-2px) scale(1.015);
}

@keyframes detail-cta-pulse {
  0%,
  100% {
    filter: brightness(1);
    box-shadow:
      0 12px 28px rgba(255, 140, 0, 0.25),
      0 0 0 0 rgba(255, 140, 0, 0.34);
    transform: scale(1);
  }

  50% {
    filter: brightness(1.1);
    box-shadow:
      0 16px 36px rgba(255, 140, 0, 0.36),
      0 0 0 10px rgba(255, 140, 0, 0);
    transform: scale(1.025);
  }
}

@keyframes detail-cta-shine {
  0%,
  24% {
    left: -45%;
  }

  58%,
  100% {
    left: 118%;
  }
}

@media (prefers-reduced-motion: reduce) {
  .detail-section-cta .primary-button,
  .detail-section-cta .primary-button::before,
  .detail-page .detail-offer-card .detail-apply,
  .detail-page .detail-offer-card .detail-apply::before,
  .detail-page .detail-sticky-title > a,
  .detail-page .detail-sticky-title > a::before {
    animation: none;
  }
}

@media (max-width: 900px) {
  .detail-about-cta {
    grid-template-columns: minmax(0, 1fr);
    gap: 22px;
    padding: 25px;
  }

  .detail-about-cta .primary-button {
    justify-self: stretch;
    width: 100%;
  }
}

@media (max-width: 1120px) {
  .header-shell {
    grid-template-columns: minmax(0, 1fr) auto;
  }

  .brand-mark {
    width: 190px;
  }
}

@media (max-width: 640px) {
  .brand-mark {
    width: 150px;
  }

  .brand-tagline {
    font-size: 12px;
    line-height: 1.15;
    text-align: left;
    white-space: normal;
  }

  .brand-caption,
  .risk-note,
  .section-breadcrumbs {
    font-size: 12px;
  }

  .hero-proof span {
    font-size: 12px;
  }

  .section-template-stats {
    grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr);
  }

  .section-template-stats div {
    padding-right: 8px;
    padding-left: 8px;
  }
}

/* Structured HTML sitemap */
.html-sitemap-page {
  overflow: hidden;
  background: var(--paper);
}

.sitemap-hero {
  margin: 0 12px 12px;
  padding: 38px 0 52px;
  border-radius: 0 0 34px 34px;
  background:
    radial-gradient(circle at 85% 0, rgba(255, 140, 0, 0.24), transparent 35%),
    linear-gradient(125deg, #181816 0%, #29261f 100%);
  color: var(--white);
}

.sitemap-breadcrumbs {
  margin-bottom: 52px;
}

.sitemap-breadcrumbs a,
.sitemap-breadcrumbs span:last-child {
  color: rgba(255, 255, 255, 0.72);
}

.sitemap-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(420px, 0.72fr);
  gap: 76px;
  align-items: end;
}

.sitemap-hero h1 {
  max-width: 760px;
  margin: 12px 0 22px;
  font-size: clamp(52px, 7vw, 88px);
  line-height: 0.94;
  letter-spacing: -0.055em;
}

.sitemap-hero p {
  max-width: 700px;
  margin: 0;
  color: rgba(255, 255, 255, 0.72);
  font-size: 17px;
  line-height: 1.7;
}

.sitemap-stats {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.06);
  backdrop-filter: blur(12px);
}

.sitemap-stats div {
  min-width: 0;
  padding: 24px 18px;
}

.sitemap-stats div + div {
  border-left: 1px solid rgba(255, 255, 255, 0.13);
}

.sitemap-stats strong,
.sitemap-stats span {
  display: block;
}

.sitemap-stats strong {
  margin-bottom: 6px;
  color: var(--orange);
  font-size: 32px;
  line-height: 1;
}

.sitemap-stats span {
  color: rgba(255, 255, 255, 0.68);
  font-size: 14px;
  line-height: 1.35;
}

.sitemap-anchor-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 42px;
}

.sitemap-anchor-nav a {
  padding: 11px 18px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 999px;
  color: var(--white);
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  transition: 0.2s ease;
}

.sitemap-anchor-nav a:hover {
  border-color: var(--orange);
  background: var(--orange);
  color: var(--ink);
}

.sitemap-section {
  padding: 88px 0;
  scroll-margin-top: 100px;
}

.sitemap-section-warm {
  background: var(--paper-warm);
}

.sitemap-section-heading {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.58fr);
  gap: 60px;
  align-items: end;
  margin-bottom: 42px;
}

.sitemap-section-heading h2,
.sitemap-info-grid h2 {
  margin: 10px 0 0;
  font-size: clamp(38px, 5vw, 62px);
  line-height: 0.98;
  letter-spacing: -0.045em;
}

.sitemap-section-heading > p {
  margin: 0;
  color: var(--muted);
  font-size: 16px;
  line-height: 1.65;
}

.sitemap-main-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.sitemap-main-card {
  display: flex;
  min-height: 215px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: var(--white);
  color: var(--ink);
  text-decoration: none;
  flex-direction: column;
  transition: 0.22s ease;
}

.sitemap-main-card > span {
  width: fit-content;
  padding: 5px 9px;
  border-radius: 999px;
  background: var(--paper-warm);
  color: var(--orange);
  font-size: 14px;
  font-weight: 900;
}

.sitemap-main-card strong {
  margin-top: auto;
  font-size: 22px;
}

.sitemap-main-card small {
  margin-top: 8px;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.45;
}

.sitemap-main-card:hover {
  border-color: var(--orange);
  box-shadow: var(--shadow);
  transform: translateY(-4px);
}

.sitemap-filter-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.sitemap-filter-card,
.sitemap-mfo-group,
.sitemap-material-card {
  border: 1px solid var(--line);
  border-radius: 22px;
  background: var(--white);
}

.sitemap-filter-card {
  padding: 24px;
}

.sitemap-combination-card {
  grid-column: 1 / -1;
}

.sitemap-combination-card .sitemap-link-list {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  column-gap: 28px;
}

.sitemap-filter-card header {
  display: flex;
  gap: 14px;
  align-items: center;
  margin-bottom: 20px;
}

.sitemap-filter-card header > span {
  display: grid;
  width: 42px;
  height: 42px;
  border-radius: 13px;
  background: #fff3e2;
  place-items: center;
  flex: 0 0 auto;
}

.sitemap-filter-card header img {
  width: 24px;
  height: 24px;
  object-fit: contain;
}

.sitemap-filter-card h3,
.sitemap-mfo-group h3,
.sitemap-material-card h3 {
  margin: 0;
  font-size: 18px;
}

.sitemap-link-list,
.sitemap-news-list {
  display: grid;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.sitemap-link-list a,
.sitemap-news-list a {
  color: var(--ink);
  font-size: 15px;
  line-height: 1.45;
  text-decoration-color: rgba(25, 25, 23, 0.25);
  text-underline-offset: 3px;
}

.sitemap-link-list a:hover,
.sitemap-news-list a:hover {
  color: var(--orange);
  text-decoration-color: var(--orange);
}

.sitemap-letter-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 28px;
}

.sitemap-letter-nav a {
  display: grid;
  min-width: 38px;
  height: 38px;
  padding: 0 10px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--white);
  color: var(--ink);
  font-size: 15px;
  font-weight: 900;
  text-decoration: none;
  place-items: center;
}

.sitemap-letter-nav a:hover {
  border-color: var(--orange);
  background: var(--orange);
}

.sitemap-mfo-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  align-items: start;
}

.sitemap-mfo-group {
  padding: 22px;
  scroll-margin-top: 110px;
}

.sitemap-mfo-group h3 {
  margin-bottom: 16px;
  color: var(--orange);
  font-size: 26px;
}

.sitemap-section-dark {
  background:
    radial-gradient(circle at 8% 100%, rgba(255, 140, 0, 0.18), transparent 30%),
    var(--ink);
  color: var(--white);
}

.sitemap-section-dark .sitemap-section-heading > p {
  color: rgba(255, 255, 255, 0.65);
}

.sitemap-material-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.76fr) minmax(0, 1.24fr);
  gap: 16px;
}

.sitemap-material-card {
  padding: 26px;
  background: #242421;
  border-color: rgba(255, 255, 255, 0.12);
}

.sitemap-material-card header {
  display: flex;
  gap: 20px;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 24px;
  padding-bottom: 18px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.sitemap-material-card header a {
  color: var(--orange);
  font-size: 14px;
  font-weight: 800;
  white-space: nowrap;
}

.sitemap-section-dark .sitemap-link-list a,
.sitemap-section-dark .sitemap-news-list a {
  color: rgba(255, 255, 255, 0.84);
  text-decoration-color: rgba(255, 255, 255, 0.22);
}

.sitemap-section-dark .sitemap-link-list a:hover,
.sitemap-section-dark .sitemap-news-list a:hover {
  color: var(--orange);
}

.sitemap-news-list li {
  display: grid;
  gap: 5px;
  padding-bottom: 15px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.09);
}

.sitemap-news-list time {
  color: rgba(255, 255, 255, 0.5);
  font-size: 14px;
}

.sitemap-article-list {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  column-gap: 28px;
}

.sitemap-info-section {
  padding-top: 72px;
  padding-bottom: 72px;
}

.sitemap-info-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.72fr) minmax(0, 1.28fr);
  gap: 70px;
  align-items: start;
}

.sitemap-info-links {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  padding-top: 8px;
}

@media (max-width: 1120px) {
  .sitemap-hero-grid,
  .sitemap-section-heading {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .sitemap-hero-grid {
    align-items: start;
  }

  .sitemap-main-grid,
  .sitemap-mfo-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .sitemap-filter-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 760px) {
  .sitemap-hero {
    margin-right: 7px;
    margin-left: 7px;
    padding: 24px 0 36px;
    border-radius: 0 0 24px 24px;
  }

  .sitemap-breadcrumbs {
    margin-bottom: 34px;
  }

  .sitemap-hero h1 {
    font-size: clamp(46px, 15vw, 64px);
  }

  .sitemap-hero p {
    font-size: 16px;
  }

  .sitemap-stats {
    grid-template-columns: 1fr;
  }

  .sitemap-stats div {
    padding: 18px;
  }

  .sitemap-stats div + div {
    border-top: 1px solid rgba(255, 255, 255, 0.13);
    border-left: 0;
  }

  .sitemap-anchor-nav a {
    flex: 1 1 calc(50% - 10px);
    text-align: center;
  }

  .sitemap-section {
    padding: 62px 0;
  }

  .sitemap-main-grid,
  .sitemap-filter-grid,
  .sitemap-mfo-grid,
  .sitemap-material-grid,
  .sitemap-info-grid,
  .sitemap-info-links,
  .sitemap-article-list {
    grid-template-columns: 1fr;
  }

  .sitemap-combination-card .sitemap-link-list {
    grid-template-columns: 1fr;
  }

  .sitemap-main-card {
    min-height: 170px;
  }

  .sitemap-info-grid {
    gap: 30px;
  }

  .sitemap-material-card {
    padding: 22px;
  }
}

/* Header logo: SVG wordmark with a separate, editable tagline below it. */
.site-header .brand-mark--header-logo {
  width: 164px;
  gap: 1px;
  justify-items: start;
}

.site-header .brand-logo-svg {
  width: 152px;
  height: auto;
}

.site-header .brand-mark--header-logo .brand-tagline {
  padding-left: 5px;
  font-size: 10px;
  line-height: 1.15;
  text-align: left;
  white-space: nowrap;
}

@media (max-width: 640px) {
  .site-header .brand-mark--header-logo {
    width: 142px;
  }

  .site-header .brand-logo-svg {
    width: 132px;
  }

  .site-header .brand-mark--header-logo .brand-tagline {
    padding-left: 4px;
    font-size: 9px;
  }
}

@media (max-width: 360px) {
  .section-page .section-prose h1,
  .section-page .section-prose h2,
  .section-page .section-prose h3 {
    overflow-wrap: anywhere;
    hyphens: auto;
  }
}

/* Mobile offer cards and footer: spacing and type tuned for 390–430 px screens. */
@media (max-width: 640px) {
  .offer-company {
    grid-template-columns: clamp(96px, 28vw, 118px) minmax(0, 1fr);
    gap: clamp(14px, 4vw, 18px);
  }

  .offer-company .free-label {
    top: -15px;
  }

  .offer-company .logo-frame {
    height: 82px;
    padding: 12px;
  }

  .offer-company .logo-frame img {
    max-height: 58px;
  }

  .offer-links a {
    font-size: 14px;
    line-height: 1.45;
  }

  .offer-license {
    position: static;
    grid-column: 1;
    margin: 0;
    line-height: 1.55;
  }

  .section-footer-nav strong {
    font-size: 14px;
  }

  .section-footer-nav a,
  .section-footer-contacts p {
    font-size: 14px;
  }

  .section-footer-contacts span,
  .section-footer-risk p,
  .section-footer-bottom {
    font-size: 13px;
  }

  .section-footer-risk strong {
    font-size: 14px;
  }
}